General Credit Topics

[sqrt]

Question: I used to use citi IM for 4.95 a month - now I start to use USAA because I thought it may provide daily pull of 3 CR with detailed soft pulls

However, they don't have soft pull information on the USAA CRs. Any idea which CMS which provide CRs from all 3 with detail soft pull info?

Thanks

[jimbo831]

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sqrt wrote:

Question: I used to use citi IM for 4.95 a month - now I start to use USAA because I thought it may provide daily pull of 3 CR with detailed soft pulls

However, they don't have soft pull information on the USAA CRs. Any idea which CMS which provide CRs from all 3 with detail soft pull info?

Thanks

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Soft pulls are only available from reports obtained directly through the credit bureaus.  I don't know that any of the bureaus offer a service that allows regular reports for a monthly fee, and you would need to buy the reports separately from each one.  As far as I know, third party sites do not have access to your soft pulls to show them.

[sqrt]

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jimbo831 wrote:

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sqrt wrote:

Question: I used to use citi IM for 4.95 a month - now I start to use USAA because I thought it may provide daily pull of 3 CR with detailed soft pulls

However, they don't have soft pull information on the USAA CRs. Any idea which CMS which provide CRs from all 3 with detail soft pull info?

Thanks

---

Soft pulls are only available from reports obtained directly through the credit bureaus.  I don't know that any of the bureaus offer a service that allows regular reports for a monthly fee, and you would need to buy the reports separately from each one.  As far as I know, third party sites do not have access to your soft pulls to show them.

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Thanks for the quick reply!! Do you know which credit bureaus Amex soft pulls......?

[jimbo831]

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sqrt wrote:

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jimbo831 wrote:

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sqrt wrote:

Question: I used to use citi IM for 4.95 a month - now I start to use USAA because I thought it may provide daily pull of 3 CR with detailed soft pulls

However, they don't have soft pull information on the USAA CRs. Any idea which CMS which provide CRs from all 3 with detail soft pull info?

Thanks

---

Soft pulls are only available from reports obtained directly through the credit bureaus.  I don't know that any of the bureaus offer a service that allows regular reports for a monthly fee, and you would need to buy the reports separately from each one.  As far as I know, third party sites do not have access to your soft pulls to show them.

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Thanks for the quick reply!! Do you know which credit bureaus Amex soft pulls......?

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Nope, try asking in the Credit Card forum.  I don't have an Amex, but I imagine people there who do would know.  I know they generally prefer to pull EX with new accounts, but could use any of the three.  In fact with me, they pulled all 3 (I think I was borderline on the first two, until they got to my worst, which they pulled last  )

[sqrt]

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jimbo831 wrote:

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sqrt wrote:

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jimbo831 wrote:

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sqrt wrote:

Question: I used to use citi IM for 4.95 a month - now I start to use USAA because I thought it may provide daily pull of 3 CR with detailed soft pulls

However, they don't have soft pull information on the USAA CRs. Any idea which CMS which provide CRs from all 3 with detail soft pull info?

Thanks

---

Soft pulls are only available from reports obtained directly through the credit bureaus.  I don't know that any of the bureaus offer a service that allows regular reports for a monthly fee, and you would need to buy the reports separately from each one.  As far as I know, third party sites do not have access to your soft pulls to show them.

---

Thanks for the quick reply!! Do you know which credit bureaus Amex soft pulls......?

---

Nope, try asking in the Credit Card forum.  I don't have an Amex, but I imagine people there who do would know.  I know they generally prefer to pull EX with new accounts, but could use any of the three.  In fact with me, they pulled all 3 (I think I was borderline on the first two, until they got to my worst, which they pulled last  )

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Yup they pulled my EX when I applied...ok I'll ask in credit forum

[llecs]

IME, Amex always pulled EX for me, via softs, and they do so quite regularly.

Per softs and CMSs, it's a super short list. I don't think any CMS offers softs on all 3, together. AFAIK, the only way to get softs via a CMS are though some of EQ's products (2 or 3 of them) whereby you can pull a new EQ report daily, and that's softs for EQ only. The only alternative is to pull directly from the CRAs and that can be costly.

[idonthaveone]

Some big news. Vertrue the parent company of Freescore.com has filed for Chapter 11.  Not sure if it has already been posted. http://www.leveragedloan.com/vertrue-files-for-ch-11-nets-interim-approval-for-40m-dip-loan/

[MamboItaliano]

Just signed up for USAA Premium ... 

holy hell. I don't need anything else (for monitoring, that is). 

[laurabell24]

I also have used true credit for 2 yrs, when i went to cancel a few mos ago I was warned about all the changes & what an advantage I had, having the old membership, so i stayed on. I am fixing to really drop it & go for one who can give me my FICO. I also use to would have recommended it as well but will not now.

[MsBenz06]

I am going to sign up for USAA Premium

thanks for all this input...