Reply
Blogger
HiLine
Posts: 2,831
Registered: ‎10-19-2012

Re: Credit Monitoring


SE7EN57 wrote:

I think they only refresh the scores monthly but any new info posted on any three of your reports would be posted immediately. I just signed up for it today.


Sweet deal!

Established Contributor
eviLution
Posts: 704
Registered: ‎06-11-2012

Re: Credit Monitoring


Repo-ed wrote:

WAIT a second guys.

 

At the beginning of the sign-up, it mentions $4.95/mo

 

At the end AFTER you've paid, it tells you $1 for the first month and then $12.95/mo thereafter.

 

Cancelling...


I was charged $4.95. I logged into online banking and checked :smileyhappy:


Current Score: DCU EQ 714 - EX+ 746 - WM TU 746
Goal Score: 750+

DCU Platinum: 4000 - Discover IT: 11000 - Walmart: 5000 - AMEX BCP: 6000 - Chase Freedom: 5000
in the garden since 1/24/14 - #GARDENSTRONG
Blogger
HiLine
Posts: 2,831
Registered: ‎10-19-2012

Re: Credit Monitoring


eviLution wrote:

Repo-ed wrote:

WAIT a second guys.

 

At the beginning of the sign-up, it mentions $4.95/mo

 

At the end AFTER you've paid, it tells you $1 for the first month and then $12.95/mo thereafter.

 

Cancelling...


I was charged $4.95. I logged into online banking and checked :smileyhappy:


+1

 

Blogger
HiLine
Posts: 2,831
Registered: ‎10-19-2012

Re: Credit Monitoring

[ Edited ]

Does anyone know how to refresh the reports from Citi if that's possible? 

Established Contributor
eviLution
Posts: 704
Registered: ‎06-11-2012

Re: Credit Monitoring

[ Edited ]

I think it only refreshes once a month. I just started using the service and I think their credit monitoring service sucks. I recently applied for Discover and it didn't even alert me of a new HP yet.

 

[edit]

I actually got the alert about an hour I posted this and Discover pulled EQ lol


Current Score: DCU EQ 714 - EX+ 746 - WM TU 746
Goal Score: 750+

DCU Platinum: 4000 - Discover IT: 11000 - Walmart: 5000 - AMEX BCP: 6000 - Chase Freedom: 5000
in the garden since 1/24/14 - #GARDENSTRONG
Frequent Contributor
golo
Posts: 364
Registered: ‎04-04-2012

Re: Credit Monitoring

Is this true? I would like to sign up, but i was looking and it doesn't mention the 12.95 after the 1st month.

Read and read...and then....read some more....


Starting Score: 603 myfico EQ,648 myfico TU april 2012
Current Score: 608 myfico EQ
Goal Score: 660 myfico EQ july 2012??


Take the FICO Fitness Challenge

Blogger
HiLine
Posts: 2,831
Registered: ‎10-19-2012

Re: Credit Monitoring

Pay with credit card. If they charge you above the promised rate, dispute the charge. Done. 

Established Member
teachag89
Posts: 46
Registered: ‎04-18-2013

Re: Credit Monitoring

Anyone know if it would alert balance changes, limit increases, etc immediately? I use score watch and like it but I need an update today and I know it tends to be slow for some.
Regular Contributor
shanac
Posts: 220
Registered: ‎09-20-2012

Re: Credit Monitoring

I use Experian.com for daily pulls. I pay $8.97 a month.


Current Score: EQ FICO 758 as of 4/15/14 TU FICO 789 as of 5/2013 EX 781 via Amex 6/12/13
Goal Score: 800 Gardening 10/12/13 until 8/2014 app for final PLUS Loan
Established Contributor
CashOnDelivery
Posts: 502
Registered: ‎04-17-2013

Re: Credit Monitoring

USAA's CMS has been good so far. Although some of their tabs are redudant. I really like their monthly statement which has a snapshot of your credit profile (Utilization, # of accounts, DTI ratio, etc).


2010: 475 EQ 2011: 503 EQ 2012: 600 EQ2013:632 EQ
Starting Score: 634 EQ-3/13/13
Current Score: 706 EQ-8/29/13 703 EX-7/12/13 705 TU-8/9/13
Goal Score: 700

Take the myFICO Fitness Challenge

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+