Reply
Blogger
Posts: 3,348
Registered: ‎10-19-2012
0

Re: Credit Monitoring


SE7EN57 wrote:

I think they only refresh the scores monthly but any new info posted on any three of your reports would be posted immediately. I just signed up for it today.


Sweet deal!

Established Contributor
Posts: 712
Registered: ‎06-11-2012
0

Re: Credit Monitoring


Repo-ed wrote:

WAIT a second guys.

 

At the beginning of the sign-up, it mentions $4.95/mo

 

At the end AFTER you've paid, it tells you $1 for the first month and then $12.95/mo thereafter.

 

Cancelling...


I was charged $4.95. I logged into online banking and checked :smileyhappy:


DCU Platinum: 4000 - Discover IT: 11000 - Walmart: 5000 - AMEX BCP: 18000 - Chase Freedom VS: 5000
in the garden since 1/24/14 - #GARDENSTRONG
Blogger
Posts: 3,348
Registered: ‎10-19-2012
0

Re: Credit Monitoring


eviLution wrote:

Repo-ed wrote:

WAIT a second guys.

 

At the beginning of the sign-up, it mentions $4.95/mo

 

At the end AFTER you've paid, it tells you $1 for the first month and then $12.95/mo thereafter.

 

Cancelling...


I was charged $4.95. I logged into online banking and checked :smileyhappy:


+1

 

Blogger
Posts: 3,348
Registered: ‎10-19-2012
0

Re: Credit Monitoring

[ Edited ]

Does anyone know how to refresh the reports from Citi if that's possible? 

Established Contributor
Posts: 712
Registered: ‎06-11-2012
0

Re: Credit Monitoring

[ Edited ]

I think it only refreshes once a month. I just started using the service and I think their credit monitoring service sucks. I recently applied for Discover and it didn't even alert me of a new HP yet.

 

[edit]

I actually got the alert about an hour I posted this and Discover pulled EQ lol


DCU Platinum: 4000 - Discover IT: 11000 - Walmart: 5000 - AMEX BCP: 18000 - Chase Freedom VS: 5000
in the garden since 1/24/14 - #GARDENSTRONG
Frequent Contributor
Posts: 364
Registered: ‎04-04-2012
0

Re: Credit Monitoring

Is this true? I would like to sign up, but i was looking and it doesn't mention the 12.95 after the 1st month.

Read and read...and then....read some more....


Starting Score: 603 myfico EQ,648 myfico TU april 2012
Current Score: 608 myfico EQ
Goal Score: 660 myfico EQ july 2012??


Take the FICO Fitness Challenge

Blogger
Posts: 3,348
Registered: ‎10-19-2012
0

Re: Credit Monitoring

Pay with credit card. If they charge you above the promised rate, dispute the charge. Done. 

Established Member
Posts: 46
Registered: ‎04-18-2013
0

Re: Credit Monitoring

Anyone know if it would alert balance changes, limit increases, etc immediately? I use score watch and like it but I need an update today and I know it tends to be slow for some.
Regular Contributor
Posts: 220
Registered: ‎09-20-2012
0

Re: Credit Monitoring

I use Experian.com for daily pulls. I pay $8.97 a month.


Current Score: EQ FICO 758 as of 4/15/14 TU FICO 789 as of 5/2013 EX 781 via Amex 6/12/13
Goal Score: 800 Gardening 10/12/13 until 8/2014 app for final PLUS Loan
Established Contributor
Posts: 502
Registered: ‎04-17-2013
0

Re: Credit Monitoring

USAA's CMS has been good so far. Although some of their tabs are redudant. I really like their monthly statement which has a snapshot of your credit profile (Utilization, # of accounts, DTI ratio, etc).


2010: 475 EQ 2011: 503 EQ 2012: 600 EQ2013:632 EQ
Starting Score: 634 EQ-3/13/13
Current Score: 706 EQ-8/29/13 703 EX-7/12/13 705 TU-8/9/13
Goal Score: 700

Take the myFICO Fitness Challenge
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.