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Credit Report Updates after Dispute?

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CreditDrama85
Established Contributor

Credit Report Updates after Dispute?

i recently disputed an account which i am almost sure wont be able to be verified. my question is.....since past lates wont be able to be verified, and the account is still open....what will happen?
 
will it be totally deleted? (probably not because it is still open)
will it be recorded as open/never late ?
will it be recorded as "unknown" until now, and then display "open/current"?
Message 1 of 2
1 REPLY 1
Anonymous
Not applicable

Re: Credit Report Updates after Dispute?

It has to do with what reason code you used and how the creditor responds-
 
Could do anything from: removing the entire TL, removing the lates, ADDING LATES, Changing the status, marking the account as closed.....
 
When I dispute an account- I know how the creditor "Should" respond-

CreditDrama85 wrote:
i recently disputed an account which i am almost sure wont be able to be verified. my question is.....since past lates wont be able to be verified, and the account is still open....what will happen?
 
will it be totally deleted? (probably not because it is still open)
will it be recorded as open/never late ?
will it be recorded as "unknown" until now, and then display "open/current"?



Message 2 of 2
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