05-08-2012 05:27 AM
This is what it says on Equifax.
I am confused as hell by this child support crap and its driving me insane I am currently fighting it but my child support payments are taken out my check automatically and paid on time every month, I even pay more than the original judgment amount to catch up on the arrears but yet they show me every month as 120+ days late
|Date Major Delinquency First Reported:||05/2009||Months Reviewed:||35|
|Creditor Classification:||Activity Description:||N/A|
|Charge Off Amount:||$0||Deferred Payment Start Date:|
|Balloon Payment Amount:||$0||Balloon Payment Date:|
|Date Closed:||Type of Loan:||Child Support|
|Date of First Delinquency:||06/2008|
Consumer disputes - reinvestigation in progress,
05-08-2012 05:31 AM
That's showing a DOFD of 2008. But I'd check the other two. Now ignore the lates....FICO does. In fact, FICO is ignoring that entire TL. Now how lenders view it is a different matter.
05-08-2012 05:45 AM
That is what I do not understand with them. I will check the other two but its showing basically as a 15K debt. One lender saw this but I showed her my paycheck stubs and showed where its taken out automatically so they pretty much ignored it
03-07-2013 10:07 AM
Split post to form a new thread within Rebuilding Your Credit