General Credit Topics

[Steelersfan904]

This is what it says on Equifax.

I am confused as hell by this child support crap and its driving me insane I am currently fighting it but my child support payments are taken out my check automatically and paid on time every month, I even pay more than the original judgment amount to catch up on the arrears but yet they show me every month as 120+ days late

Date Major Delinquency First Reported:	05/2009	Months Reviewed:	35
Creditor Classification:		Activity Description:	N/A
Charge Off Amount:	$0	Deferred Payment Start Date:
Balloon Payment Amount:	$0	Balloon Payment Date:
Date Closed:		Type of Loan:	Child Support
Date of First Delinquency:	06/2008
Comments:	Consumer disputes - reinvestigation in progress, Collection account

[llecs]

That's showing a DOFD of 2008. But I'd check the other two. Now ignore the lates....FICO does. In fact, FICO is ignoring that entire TL. Now how lenders view it is a different matter.

[Steelersfan904]

That is what I do not understand with them. I will check the other two but its showing basically as a 15K debt. One lender saw this but I showed her my paycheck stubs and showed where its taken out automatically so they pretty much ignored it