I was wondering how accurate is the credit scores you get from the mail when being denied from an app. It showed my EX score and it seem to fit right with all my other scores. (The lowest out of three)..
It actually depends. Sometimes it is your FICO, however some use an internal number that they generate. This sometimes is a formulation of your FICO and their proprietary system. Also there are autoenhanced scores and CC enhanced scores. Confused? Yeah, so am I!