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Credit Scores

Frequent Contributor

Re: Credit Scores


armbenderc wrote:

My CreditKarma's Vantage score is always the same as Wal-Mart TU08 score, when it updates.


This must be coincidental because the VantageScore range is 501-990 and Walmart's TU08 range (a FICO score) is 300-850. 



06/30/2017 - EX 807 (Credit Scorecard EX FICO® Score 8, range 300-850)
07/20/2017 - TU 819 (Discover TU FICO® Score 8, range 300-850)
07/25/2017 - EQ 842 (Citi EQ FICO® Bankcard Score 8, range 250-900)
GOAL - 800! - App free since 12/13/2015
Message 11 of 13
Established Contributor

Re: Credit Scores


lithium78 wrote:

Don't even bother with Credit Karma.  They aren't even close to being right.  Their score is about a hundred points off from my FICO score and it hasn't changed in about a year, despite massive changes in my credit situation.  They aren't even worth what you pay for it and it's free.


LMAO!  Smiley Very Happy


Starting Score: 500's
Current Score: 773 EQ(DCU), 757 TU(Barclay), 788 EX(Credit.com)
Goal Score:760 X 3


Take the myFICO Fitness Challenge

Message 12 of 13
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Established Contributor

Re: Credit Scores

+1 to Tinuviel. My Kredit Carma score updated withing one day on iquiries for cli increases I requested last weekend. Their Scores trend almost exactly with my Fico scores purchased although, KC seems to change  more rapidly when utilization changes.

Starting scores 01/02/2012 EQ 707(Fico) TU 733(Fico)XP 735 (FAKO)
Updated scores 05/01/17 EQ 824, TU 812 EXP 810 (all Fico scores) Remember the Three P's: Pay early in Full, Pay on Time, Patience
Message 13 of 13