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Credit Scores

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brother7
Established Contributor

Re: Credit Scores


@armbenderc wrote:

My CreditKarma's Vantage score is always the same as Wal-Mart TU08 score, when it updates.


This must be coincidental because the VantageScore range is 501-990 and Walmart's TU08 range (a FICO score) is 300-850. 



04/01/2020 - EX 849 (Credit Scorecard EX FICO® Score 8, range 300-850)
02/20/2020 - TU 850 (Discover TU FICO® Score 8, range 300-850)
03/24/2020 - EQ 884 (Citi EQ FICO® Bankcard Score 8, range 250-900)
GOAL - 800! - App free since 11/22/2017
Message 11 of 13
guydiver
Established Contributor

Re: Credit Scores


@lithium78 wrote:

Don't even bother with Credit Karma.  They aren't even close to being right.  Their score is about a hundred points off from my FICO score and it hasn't changed in about a year, despite massive changes in my credit situation.  They aren't even worth what you pay for it and it's free.


LMAO!  Smiley Very Happy

Message 12 of 13
bettercreditguy1
Established Contributor

Re: Credit Scores

+1 to Tinuviel. My Kredit Carma score updated withing one day on iquiries for cli increases I requested last weekend. Their Scores trend almost exactly with my Fico scores purchased although, KC seems to change  more rapidly when utilization changes.

Updated scores 3/7/21 TU 849, EQ 829, Ex 818 (all Fico scores) Remember the Three P's: Pay early in Full, Pay on Time, Patience
Message 13 of 13
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