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Frequent Contributor
Posts: 385
Registered: ‎02-06-2009
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Re: Credit Scores


armbenderc wrote:

My CreditKarma's Vantage score is always the same as Wal-Mart TU08 score, when it updates.


This must be coincidental because the VantageScore range is 501-990 and Walmart's TU08 range (a FICO score) is 300-850. 


11/02/2012 Peak - EQ 790 (ScoreWatch EQ FICO)
01/06/2015 Current - TU 831 (Walmart MasterCard TU FICO 08 Classic)
GOAL - 800! - App free since 05/18/2015
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Established Contributor
Posts: 909
Registered: ‎08-30-2007
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Re: Credit Scores


lithium78 wrote:

Don't even bother with Credit Karma.  They aren't even close to being right.  Their score is about a hundred points off from my FICO score and it hasn't changed in about a year, despite massive changes in my credit situation.  They aren't even worth what you pay for it and it's free.


LMAO!  :smileyvery-happy:


Starting Score: 500's
Current Score: 773 EQ(DCU), 757 TU(Barclay), 788 EX(Credit.com)
Goal Score:760 X 3


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Established Contributor
Posts: 760
Registered: ‎02-11-2012
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Re: Credit Scores

+1 to Tinuviel. My Kredit Carma score updated withing one day on iquiries for cli increases I requested last weekend. Their Scores trend almost exactly with my Fico scores purchased although, KC seems to change  more rapidly when utilization changes.

Starting scores 01/02/2012 EQ 707(Fico) TU 733(Fico) EXP 735 (FAKO)
Updated scores 06/01/2014 EQ 797(Fico) TU 768(Fico) EXP 769 (Fico), EQ 849 (Next Gen 5/27/14 Penfed)


Remember the Three P's: Pay early in Full, Pay on Time, Patience
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