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Frequent Contributor
brother7
Posts: 327
Registered: ‎02-06-2009

Re: Credit Scores

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‎11-12-2012 07:10 AM

armbenderc wrote:

My CreditKarma's Vantage score is always the same as Wal-Mart TU08 score, when it updates.

This must be coincidental because the VantageScore range is 501-990 and Walmart's TU08 range (a FICO score) is 300-850. 


11/02/2012 Peak - EQ 790 (ScoreWatch FICO)
05/15/2013 Current - EQ 761 (ScoreWatch FICO)
GOAL - 800! - App free since 3/8/2013
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Established Contributor
guydiver
Posts: 532
Registered: ‎08-30-2007

Re: Credit Scores

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‎11-12-2012 05:30 PM

lithium78 wrote:

Don't even bother with Credit Karma.  They aren't even close to being right.  Their score is about a hundred points off from my FICO score and it hasn't changed in about a year, despite massive changes in my credit situation.  They aren't even worth what you pay for it and it's free.

LMAO!  :smileyvery-happy:

MyFICO Forums ROCK!! & . Been There, Done That. Never Going Back! Goal>>>> 800,800,800!
Starting Score: 1/05 upper 500's??Current Score: FICO: EQ 783, TU(98) 790, EX 814(Vantage) 779(CS) Goal Score: .....800 IS ON MY BUCKET LIST! EX ,BITE ME! .:smileyvery-happy:
In My Wallet: CU Visa 15K, Sam's Club 10K, Lowe's 10K, Cabela's Siggy Visa 9.1K, Travelocity AMEX 12.5K :Take the FICO Fitness Challenge




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bettercreditguy1
Posts: 652
Registered: ‎02-11-2012

Re: Credit Scores

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‎11-13-2012 04:34 AM

+1 to Tinuviel. My Kredit Carma score updated withing one day on iquiries for cli increases I requested last weekend. Their Scores trend almost exactly with my Fico scores purchased although, KC seems to change  more rapidly when utilization changes.

Starting scores 01/ 02/2012 EQ 707 TU 733 EXP 735 (FAKO)
Updated scores 05/01/2013 EQ 761 TU 780 EXP 788 (Exp. equivalency)


Remember the Three P's: Pay early in Full, Pay on Time, Patience
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