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Credit Sesame....HUH?

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Anonymous
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Credit Sesame....HUH?

Morning All,

 

Hadn't logged into my free Credit Sesame account in a few weeks, and just noticed I had a 109 point drop as of today! Went from 606 to 490 with no explanation whatsoever. None of the 3 other credit monitoring sites I use (including myFico) are showing this....Any ideas? I've had no big changes to my recent credit picture, so I'm stumped here.

Message 1 of 7
6 REPLIES 6
Anonymous
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Re: Credit Sesame....HUH?

You might want to look into your report. I got on mine today and I was up 10 points. Good luck.

Message 2 of 7
Anonymous
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Re: Credit Sesame....HUH?

well I just got my free reports from freecreditreport.com, and I just do not see anything on there that would explain the 109 point drop in Credit Sesame.....I understand Sesame to use Experian, and looking over the Experian CR section right now and I am just not really seeing anything that would explain this!

Message 3 of 7
Anonymous
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Re: Credit Sesame....HUH?

Check your TU report.  Credit Sesame recently switched over from EX to TU.

 

Message 4 of 7
Anonymous
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Re: Credit Sesame....HUH?

Just checked my latest TU credit report, and there are no new entries or otherwise "new" negatives.....So I've now checked Experian and TU credit reports and not a thing from what I can tell.

 

With that, what else could have caused a 109 point drop to my credit sesame score ?

Message 5 of 7
vertekal
Regular Contributor

Re: Credit Sesame....HUH?

I don't think I've had any changes, and my CS is up 41 points. 

FICO 8:
EQ: 1/2018: 494 | 4/2021: 652 (+158)
TU: 1/2018: 536 | 4/2021: 657 (+121)
EX: 1/2018: 499 | 4/2021: 641 (+142)

Mortgage Scores:
EQ: 9/2020: 560 | 4/2021: 648 (+88)
TU: 9/2020: 564 | 4/2021: 649 (+85)
EX: 9/2020: 576 | 4/2021: 672 (+96)

Message 6 of 7
Anonymous
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Re: Credit Sesame....HUH?

It's a credit sesame problem. Don't worry about it.

Message 7 of 7
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