General Credit Topics

[wealthcreator]

Hi,

I have just signed up for credit sesame for my spouse, Score is showing N/A. What could be the reason ?

[llecs]

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Pardeep wrote:

Hi,

I have just signed up for credit sesame for my spouse, Score is showing N/A. What could be the reason ?

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This FAKO has similar minimum scoring requirements to FICO. This is from their website:

Not all consumers have enough credit information to generate a credit score. In order to generate a score typically you would need to have at least one account opened for a minimum of six months and an account that has been updated in the past 6 months. Some consumers who have historically used credit but have not made any payments in the previous six months may not generate a score.

FICO would score you even if payments were made within the past 6 months, unlike this CE Score; the TL just has to be open and reporting for at least 6 mo.

[sunshine7157]

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Pardeep wrote:

Hi,

I have just signed up for credit sesame for my spouse, Score is showing N/A. What could be the reason ?

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Are your credit reports frozen? I ended up cancelling credit sesame because I had my reports frozen & they couldn't get in, for whatever reason. It's a soft-pull when they check your reports so it shouldn't matter, but it mattered in my case.

[wealthcreator]

Its not showing because of 5 month history. I will try next month..