myFICO® Forums
Help
cancel
Turn on suggestions
Auto-suggest helps you quickly narrow down your search results by suggesting possible matches as you type.
Showing results for 
Search instead for 
Did you mean: 

Credit Sesame

tag
Get Access Now
Swapmeet
Valued Contributor
‎12-11-2012 04:21 PM
‎12-11-2012 04:21 PM

Credit Sesame

Do these guys hard or soft pull, or how does it work?



My Wallet:
WalMart: ||15k|| USAA Platinum MC: ||26k|| BCE: ||9k|| Chase Freedom Siggy: ||10k|| Discover it: ||6.5k|| SG Visa: ||11k||
USAA World MC: ||23k|| US Bank Cash+ Siggy: ||7.5k|| Citi TYP World MC: ||12k|| Barclays Arrival World MC: ||13k||Citi Double Cash World MC ||25k||Sallie Mae World MC ||18.8k||Fico Scores (3 Fico Monitoring): EQ 751,TU 749, EX 743. Last app: 9-12-14 Sallie
Message 1 of 6
0 Kudos
5 REPLIES 5
Croselx
Contributor
‎12-11-2012 04:49 PM
‎12-11-2012 04:49 PM

Re: Credit Sesame

It is a SP (like CreditKarma) from experian, the difference is that it pulls monthly (or so it says.. it took 55 days for my second update).

 

EDIT: I don't like creditsesame much because I consider the info it provides to be minimal. Credit.com also offers a monthly experian report that (IMO) is more complete.

As of Feb: AAoA 1 year, 10 months
CK TU: 740; Wal-Mart TU FICO: 721
CS EX: 715
8 CCs, 15 total accounts.
Negs on report: 1 30 day late aged 3 years
5 inquiries
Message 2 of 6
0 Kudos
Swapmeet
Valued Contributor
‎12-12-2012 02:04 PM
‎12-12-2012 02:04 PM

Re: Credit Sesame

Is there a free site that soft pulls TU? I have had several disputes get misinformation changed after Walmart updated TU for the month.



My Wallet:
WalMart: ||15k|| USAA Platinum MC: ||26k|| BCE: ||9k|| Chase Freedom Siggy: ||10k|| Discover it: ||6.5k|| SG Visa: ||11k||
USAA World MC: ||23k|| US Bank Cash+ Siggy: ||7.5k|| Citi TYP World MC: ||12k|| Barclays Arrival World MC: ||13k||Citi Double Cash World MC ||25k||Sallie Mae World MC ||18.8k||Fico Scores (3 Fico Monitoring): EQ 751,TU 749, EX 743. Last app: 9-12-14 Sallie
Message 3 of 6
0 Kudos
brother7
Established Contributor
‎12-12-2012 04:02 PM
‎12-12-2012 04:02 PM

Re: Credit Sesame

@Swapmeet wrote:

Is there a free site that soft pulls TU?

Credit Karma



04/01/2020 - EX 849 (Credit Scorecard EX FICO® Score 8, range 300-850)
02/20/2020 - TU 850 (Discover TU FICO® Score 8, range 300-850)
03/24/2020 - EQ 884 (Citi EQ FICO® Bankcard Score 8, range 250-900)
GOAL - 800! - App free since 11/22/2017
Message 4 of 6
0 Kudos
Duncanrr
Valued Contributor
‎12-12-2012 04:43 PM
‎12-12-2012 04:43 PM

Re: Credit Sesame

Credit.com. Doesn't that site have some problems with it? I seem to remember reading some very cautionary tales about it.


Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 808 TU --- EX --- CK 804(FAKO-EX 821, EQ 823, TU 803)
Goal Score: 750
Take the FICO Fitness Challenge
Message 5 of 6
0 Kudos
Anonymous
Not applicable
‎12-16-2012 04:07 PM
‎12-16-2012 04:07 PM

Re: Credit Sesame

Is the Credit monitoring any good? Maybe they have more frequent updates with the new service they just rolled out.

Message 6 of 6
0 Kudos
† Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.