Credit Utilization for increase score?

[Anonymous]

currently I do have 14% util from my 2/5 cards, what if i made it 0 for all of them, will it increase significantly? or just a few points?

[Anonymous]

If you 0 on all 5 you would actually see your score go down quite a bit. 0% utilization is actually worse than 35-40% in most cases. Its best to have a very small balance on one and 0 on the rest.

[Anonymous]

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@Anonymous wrote:
If you 0 on all 5 you would actually see your score go down quite a bit. 0% utilization is actually worse than 35-40% in most cases. Its best to have a very small balance on one and 0 on the rest.

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Ohhh wow i didn't know that, i thought when you make your CC 0 balance it will increase my score. Nice to know bro!