Call the CRA and the OC. You can probably get it removed shortly. If you are closing on a house, are they going to be pulling another CR? If so, call them up now and explain the situation and see what they say. I am sure they will overlook it as they can tell by the date opened that it couldn't be you. Did it hurt your score yet?
WAFICOwatcher wrote:Just ran a report on freecreditreport (EX) - and an AMEX account is showing up reporting in February. The account shows Open, with "OK" in February. The weird thing is the account shows opened on 1/1/1975 (I was 9 at the time).Here's the bad timing part - we're waiting to close on a house next Friday! Still waiting to sign off on all of the loan paperwork.So what do I do? Should I immediately try to find out what's going on? Should I wait until we close on the house? Do I dispute this with the CRB? Or do I call AMEX to find out what this is?Bad, bad timing....
Thank for your inputs!The account shows current, with only $169 balance... hopefully it's just some mistake in reporting that corrects itself soon. No change in my scores yet, but since it was opened in 1975, hopefully it will help my ageing!As soon as we sign the paperwork I'll dispute the record with the CRBs.