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Established Contributor
MountainHiker
Posts: 651
Registered: ‎08-07-2012
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Credit history deleted, HORRIBLE!!

[ Edited ]

deleted

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Established Contributor
MountainHiker
Posts: 651
Registered: ‎08-07-2012
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Re: Credit history deleted, HORRIBLE!!

Any suggestions?

EQ-732FICO,EX-PLUS 740,TU-725FICO
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Valued Contributor
Crashem
Posts: 3,096
Registered: ‎01-26-2012
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Re: Credit history deleted, HORRIBLE!!

Nothing the credit bureaus can do for you.  Talking to Nissan is only option.  However creditors aren't obligated to report so dicey thing.  Sorry I was unclear. Is this loan open or closed?  If open, there might be some options.  If closed, you just can continue on path you are doing.  But the lesson here is that you should always be prepared for trade lines to disappear when you dispute/ask them for stuff.

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Established Contributor
MountainHiker
Posts: 651
Registered: ‎08-07-2012
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Re: Credit history deleted, HORRIBLE!!

Paid off in full thus closed I guess. Something told me to not call but never thought a deletion could be a issue.Feel bad today.

EQ-732FICO,EX-PLUS 740,TU-725FICO
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LS2982
Posts: 15,436
Registered: ‎04-09-2011
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Re: Credit history deleted, HORRIBLE!!

Sorry to hear MH, hopefully they can resolve this for you soon!!



Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Established Contributor
MountainHiker
Posts: 651
Registered: ‎08-07-2012
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Re: Credit history deleted, HORRIBLE!!


LS2982 wrote:
Sorry to hear MH, hopefully they can resolve this for you soon!!

Thank you LS

A kind word goes a long way I appreciated it.

New update. Called again and again and again lol. Finally got a person on the phone that cared about my situation and it helped they were higher up in the department. Have to wait and see how this is resolved.But possibility my original request may take place.Hoping!!

EQ-732FICO,EX-PLUS 740,TU-725FICO
Goal 750 Across

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Regular Contributor
SportBike4Life
Posts: 123
Registered: ‎07-22-2012
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Re: Credit history deleted, HORRIBLE!!

I do think they should be able to resolve your case. Let us know what happens! Best wishes.

Jun 2012 FICO® ~ 734 EQ
Sep 2012 FICO® ~ 684 EQ; 734 TU
Oct 2012 FICO® ~ TBA

Goal for 2014 ~760+

Trying to stay in the garden...but also trying to get as many apps as possible for now :smileywink:
Established Contributor
MountainHiker
Posts: 651
Registered: ‎08-07-2012
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Re: Credit history deleted, HORRIBLE!!


SportBike4Life wrote:

I do think they should be able to resolve your case. Let us know what happens! Best wishes.


Thank you SportBike. I will for sure leave a update.I check my credit every day because of the possible unknown and you can imagine my surprise to see gone a 9 year old excellent paid off debt. I was allready eyeing a Volkswagan Passat lease. Have my fingers crossed about the resolution.

EQ-732FICO,EX-PLUS 740,TU-725FICO
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Established Contributor
MountainHiker
Posts: 651
Registered: ‎08-07-2012
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Re: Credit history deleted, HORRIBLE!!

Sorry I deleted my post.I'm attempting to see if my credit issue can be worked out.Thank you to everyone that took the time to read my story.I probably don't have a chance in hockey sticks to get my credit back on the bureaus but I at least have to try. Its a strange thing to have your credit deleted by mistake and have no legal right to resolution.

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