General Credit Topics

turn on suggestions Auto-suggest helps you quickly narrow down your search results by suggesting possible matches as you type.
Auto-suggest helps you quickly narrow down your search results by suggesting possible matches as you type.
Reply
Topic Options
Established Contributor
MountainHiker
Posts: 643
Registered: ‎08-07-2012

Credit history deleted, HORRIBLE!!

[ Edited ]
Options

‎08-16-2012 11:19 AM - edited ‎08-16-2012 05:17 PM

deleted

EQ-732FICO,EX-PLUS 740,TU-725FICO
Goal 750 Across

NFCU Signature Cash Rewards Visa, Chase Freedom Visa, Wells Fargo Visa Secured
Message 1 of 9 (785 Views)
 
Reply
Established Contributor
MountainHiker
Posts: 643
Registered: ‎08-07-2012

Re: Credit history deleted, HORRIBLE!!

Options

‎08-16-2012 11:49 AM

Any suggestions?

EQ-732FICO,EX-PLUS 740,TU-725FICO
Goal 750 Across

NFCU Signature Cash Rewards Visa, Chase Freedom Visa, Wells Fargo Visa Secured
Message 2 of 9 (719 Views)
 
Reply
Valued Contributor
Crashem
Posts: 2,351
Registered: ‎01-26-2012

Re: Credit history deleted, HORRIBLE!!

Options

‎08-16-2012 11:53 AM

Nothing the credit bureaus can do for you.  Talking to Nissan is only option.  However creditors aren't obligated to report so dicey thing.  Sorry I was unclear. Is this loan open or closed?  If open, there might be some options.  If closed, you just can continue on path you are doing.  But the lesson here is that you should always be prepared for trade lines to disappear when you dispute/ask them for stuff.

Amex Plat, Amex BCP 8k->24k (5/23/12), Amex TE 15k, CSP 25k, Chase Palladium 100k, Citibank AA 35k (AU), Firestone 1.8k->2.2k (8/20/12), HSBC 15k, JFCU Jloc 30k, PenFed Plat Rewards 30k, SF Fire 30k, US Bank Cash+ 25k
Message 3 of 9 (707 Views)
 
Reply
Established Contributor
MountainHiker
Posts: 643
Registered: ‎08-07-2012

Re: Credit history deleted, HORRIBLE!!

Options

‎08-16-2012 12:04 PM

Paid off in full thus closed I guess. Something told me to not call but never thought a deletion could be a issue.Feel bad today.

EQ-732FICO,EX-PLUS 740,TU-725FICO
Goal 750 Across

NFCU Signature Cash Rewards Visa, Chase Freedom Visa, Wells Fargo Visa Secured
Message 4 of 9 (678 Views)
 
Reply
Mega Contributor
LS2982
Posts: 14,509
Registered: ‎04-09-2011

Re: Credit history deleted, HORRIBLE!!

Options

‎08-16-2012 01:05 PM

Sorry to hear MH, hopefully they can resolve this for you soon!!


Silver Spade Garden Club Member - Last App 1/6/13 - No Apps until 1/7/2015 / Diamond Inspired!
Starting Score: EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 689 / EQ FICO 659 / TU08 FICO 702 / TU98 FICO 672 / TU VS 709 5/23/2013
Message 5 of 9 (608 Views)
 
Reply
Established Contributor
MountainHiker
Posts: 643
Registered: ‎08-07-2012

Re: Credit history deleted, HORRIBLE!!

Options

‎08-16-2012 02:42 PM

LS2982 wrote:
Sorry to hear MH, hopefully they can resolve this for you soon!!

Thank you LS

A kind word goes a long way I appreciated it.

New update. Called again and again and again lol. Finally got a person on the phone that cared about my situation and it helped they were higher up in the department. Have to wait and see how this is resolved.But possibility my original request may take place.Hoping!!

EQ-732FICO,EX-PLUS 740,TU-725FICO
Goal 750 Across

NFCU Signature Cash Rewards Visa, Chase Freedom Visa, Wells Fargo Visa Secured
Message 6 of 9 (525 Views)
 
Reply
Contributor
SportBike4Life
Posts: 120
Registered: ‎07-22-2012

Re: Credit history deleted, HORRIBLE!!

Options

‎08-16-2012 02:48 PM

I do think they should be able to resolve your case. Let us know what happens! Best wishes.

Jun 2012 FICO® ~ 734 EQ
Sep 2012 FICO® ~ 684 EQ; 734 TU
Oct 2012 FICO® ~ TBA

Goal for 2014 ~760+

Trying to stay in the garden...but also trying to get as many apps as possible for now :smileywink:
Message 7 of 9 (514 Views)
 
Reply
Established Contributor
MountainHiker
Posts: 643
Registered: ‎08-07-2012

Re: Credit history deleted, HORRIBLE!!

Options

‎08-16-2012 03:06 PM

SportBike4Life wrote:

I do think they should be able to resolve your case. Let us know what happens! Best wishes.

Thank you SportBike. I will for sure leave a update.I check my credit every day because of the possible unknown and you can imagine my surprise to see gone a 9 year old excellent paid off debt. I was allready eyeing a Volkswagan Passat lease. Have my fingers crossed about the resolution.

EQ-732FICO,EX-PLUS 740,TU-725FICO
Goal 750 Across

NFCU Signature Cash Rewards Visa, Chase Freedom Visa, Wells Fargo Visa Secured
Message 8 of 9 (497 Views)
 
Reply
Established Contributor
MountainHiker
Posts: 643
Registered: ‎08-07-2012

Re: Credit history deleted, HORRIBLE!!

Options

‎08-19-2012 05:57 AM

Sorry I deleted my post.I'm attempting to see if my credit issue can be worked out.Thank you to everyone that took the time to read my story.I probably don't have a chance in hockey sticks to get my credit back on the bureaus but I at least have to try. Its a strange thing to have your credit deleted by mistake and have no legal right to resolution.

EQ-732FICO,EX-PLUS 740,TU-725FICO
Goal 750 Across

NFCU Signature Cash Rewards Visa, Chase Freedom Visa, Wells Fargo Visa Secured
Message 9 of 9 (303 Views)
 
Reply

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
www.myfico.com is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+