06-28-2007 08:43 PM
06-28-2007 08:47 PM
motoracer wrote:I know ive got 1 freaking late this year it was with Harley Davidson I was in Iraq for 2 months, Im single so I had no one to make the payment for me. I sent a GW letter to HD and it was a big no!! dand it!!
06-28-2007 08:57 PM
crocpa wrote:You can always dilute the effects of it though. My Sallie Mae report is showing 2 90 days past due. I've diluted it with 12 other installment accounts. All have been paid I might add. By the way, since I'm here....got a credit watch alert today. Score went up to 728! I'm starting to have a hunch that maybe the FICO formula has a build in delay. Only a hunch though. Sometimes I do good things like pay down debt with no immediate effect to my score when it's posted at the CRA. A couple of weeks after it's posted, bam my score changes.
06-28-2007 09:00 PM - edited 06-28-2007 09:00 PM
I know ive got 1 freaking late this year it was with Harley Davidson I was in Iraq for 2 months, Im single so I had no one to make the payment for me. I sent a GW letter to HD and it was a big no!! dand it!!
06-29-2007 08:07 AM
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.