Credit karma or credit sesame ??

wealthcreator · ‎07-02-2012

Guys, i have heard of free credit reports provided by credit karma and credit sesame. Which one is more accurate and better? Is there any fraud associated with any of these? I already enrolled credit karma, will i get anything additional with credit sesame?

Please share your good or bad experiences..

j_casteel · ‎06-21-2012

Pardeep wrote:
Guys, i have heard of free credit reports provided by credit karma and credit sesame. Which one is more accurate and better? Is there any fraud associated with any of these? I already enrolled credit karma, will i get anything additional with credit sesame?

Please share your good or bad experiences..

both are pretty much the same to be honest. they both let you see your accounts that are reporting, monitor changes, and offer FAKO scores. the main difference that i'm aware of is CK is TU and CS is EX. I find CK to be a little easier to navigate though.

tylaw13 · ‎06-28-2012

Credit Karma offers daily updates and Credit Sesame updates once a month. and like he said above of me CK shows your TU report, which is not 100% accurate and CS shows your EX report, again not 100% accurate. They are both free and i have both to get a general snapshot of my reports, just dont rely on those scores.

EQ FICO - 699 (9/27/12) TU FICO - 709 (9/27/12) EX FICO (9/30/12) 725 AMEX
Im my wallet - Cap1 Cash Rewards(500) Cap1 Platinum MC(2000) Chase Freedom(1000) AMEX BCE (2000)

wealthcreator · ‎07-02-2012

In that case i beleive its worth of having both accunts. It will help monitorimg from 2 credit bureos and thats free of cost.. Is it safe and secure?

wealthcreator · ‎07-02-2012

tylaw13 wrote:
Credit Karma offers daily updates and Credit Sesame updates once a month. and like he said above of me CK shows your TU report, which is not 100% accurate and CS shows your EX report, again not 100% accurate. They are both free and i have both to get a general snapshot of my reports, just dont rely on those scores.

is there any other free service pulling from EQ as well?

j_casteel · ‎06-21-2012

Pardeep wrote:
In that case i beleive its worth of having both accunts. It will help monitorimg from 2 credit bureos and thats free of cost.. Is it safe and secure?

yes, both IMO, are safe and secure to use.

ShiningDown · ‎08-12-2011

Have you tried Quizzle? It's free from experian. You can update every 6 months.

Walmart 671/April
credit sesame 711 AUG / /2012 (Never updated yet)
Quizzle 680 Sept/ /2012 696/March
CK transrisk 665/ MAY (Vantage 733/MAY)
Credit.com 695 / May (vantage 733/May)

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Credit karma or credit sesame ??

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