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Credit limit or largest balance not reported, does this make a diference?

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jenkins
Frequent Contributor

Credit limit or largest balance not reported, does this make a diference?

i just recently obtain a card but its not reporting a limit can this influence my score?

Starting Score: 643
Current Score: 657
Goal Score: 700


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Message 1 of 7
6 REPLIES 6
Anonymous
Not applicable

Re: Credit limit or largest balance not reported, does this make a diference?

Yes it does especially if this is the only credit card you have.AT least have the lender report the highest balance ever on the card .Good luck.
Message 2 of 7
smallfry
Senior Contributor

Re: Credit limit or largest balance not reported, does this make a diference?



@jenkins wrote:
i just recently obtain a card but its not reporting a limit can this influence my score?



Always PIF before the cycle date. Always. That is not the due date it is when your statement cuts.
Message 3 of 7
jenkins
Frequent Contributor

Re: Credit limit or largest balance not reported, does this make a diference?

its a $500 limit and the balance on it right now its like 45 i can pay that no problem. i guess ill get them on the phone and ask them about this.

Starting Score: 643
Current Score: 657
Goal Score: 700


Take the FICO Fitness Challenge
Message 4 of 7
jenkins
Frequent Contributor

Re: Credit limit or largest balance not reported, does this make a diference?

could it be that EQ is just ot reporting it because it is showing on my ex report

Starting Score: 643
Current Score: 657
Goal Score: 700


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Message 5 of 7
Anonymous
Not applicable

Re: Credit limit or largest balance not reported, does this make a diference?

if it is Crap one don't waste the phone call.
 
Message 6 of 7
jenkins
Frequent Contributor

Re: Credit limit or largest balance not reported, does this make a diference?



Timothy wrote:
if it is Crap one don't waste the phone call.
 


its a military retail card i called and they said i have to submit it in writing with proof geeezzzz lol

Starting Score: 643
Current Score: 657
Goal Score: 700


Take the FICO Fitness Challenge
Message 7 of 7
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