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Does the USAA product provide a side by side comparison of the old report vs the refresehed report like the TU product does? I like being able to see the exact change highlighted.
@anh2lua wrote:
go to that link and scroll down to where it said, "CreditCheck Monitoring Premium". Scroll further down and click on "Sign Up Today" to join
What about eligibility and cost of the membership itself?
12.95/month
That page has all the information you need to know.
@anh2lua wrote:12.95/month
That page has all the information you need to know.
12.95/month is fine but what about eligibility?
@anh2lua wrote:
I am sorry, I think I am lost. What do you mean elligibility? You pay to monitor your reports/scores. Anyone who "paid" will be elligible, I guess.
Thanks..
Nevermore.. USAA is open to everyone with few restrictions.
@anh2lua wrote:
go to that link and scroll down to where it said, "CreditCheck Monitoring Premium". Scroll further down and click on "Sign Up Today" to join
Doing that brings you to "Don't have an Online ID? Register for usaa.com", but when you try to create an online ID, then "Help us verify your USAA membership by entering your USAA number or Social Security number." I'm stuck.
@Anonymous-own-fico wrote:
@anh2lua wrote:
go to that link and scroll down to where it said, "CreditCheck Monitoring Premium". Scroll further down and click on "Sign Up Today" to join
Doing that brings you to "Don't have an Online ID? Register for usaa.com", but when you try to create an online ID, then "Help us verify your USAA membership by entering your USAA number or Social Security number." I'm stuck.
Call customer service if you're having trouble signing up on the website.
seriously, I have no idea how they (USAA/creditmonitoring) calculate the scores. I paid off the balances on my credit cards and for some reason my equifax score dropped over 40 points today after they updated the balance to zero. No other changes beside the balance changes from $4000 to zero.
I think I'll join Equifax Advantage for $15/month. They provide all 3 scores and 3 reports. Unlimitted access/update to equifax report and score.
@anh2lua wrote:seriously, I have no idea how they (USAA/creditmonitoring) calculate the scores. I paid off the balances on my credit cards and for some reason my equifax score dropped over 40 points today after they updated the balance to zero. No other changes beside the balance changes from $4000 to zero.
I think I'll join Equifax Advantage for $15/month. They provide all 3 scores and 3 reports. Unlimitted access/update to equifax report and score.
Just be aware that those scores are not FICO scores. This product uses the "Equifax Credit Score" and is not used by lenders. This comes from the EQ website: The Equifax Credit Score™ is a proprietary credit model developed by Equifax. It may be calculated using the information in your Equifax, Experian and TransUnion credit files. This score is intended for your own educational use
But the reports should be accurate.