cancel
Showing results for 
Search instead for 
Did you mean: 

Credit monitoring

tag
MarineVietVet
Moderator Emeritus

Re: Credit monitoring


@anh2lua wrote:

I've charged $60 of $5100 on my Discover Card this morning :-)

is that enough or should I charge some more to it? 


Even $1 is enough to show activity and will be scored as 1% utilization since utilization is rounded up for scoring.

Message 41 of 42
anh2lua
New Contributor

Re: Credit monitoring

Thank you.

I am hoping to get 4 points be the next statment update. Some members here suggested to keep it somewhere between 5-9 percents. To me, 1% or 9% doesn't make any different. Just my thought. I may be wrong.

Yes, the rest of my credit cards have zero balance.
FICO scores Experian: 693; Equifax: 656; TransUnion: 707

Goal: 700+ on at least two reports
Message 42 of 42
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.