Credit report copies

[Anonymous]

Hello everyone,

I just have a brief question, as I have been very careless with credit but realize

that is always there hunting me and I want to fix my credit ASAP.

My question is, can I get a free hard copy of my credit to take a look at it start working

on it with all this great information site you are offering?

And how should I go about it?

Thanks in advance

[Anonymous]

I would go to www.annualcreditreport.com.  You are allowed one free copy per year and, in most cases, you can access it online.

Good luck!

[Anonymous]

a hard copy is a copy on paper....it doesn't meant that it must come by mail from a CRA....you can use copy machine or if received online  just print it out.

[Anonymous]

I want to thank you all for your response, it was very helpfull and I managed to get the annual

copies. Really thanks for the information, this is a great site and I know that with all this great information I will be able to fix my credit problems.

I look forward to learning as much as possible of what seems to be the # 1 problem with a lot of good people today.

Kind regards

Juan

[Anonymous]

If you need more help just ask away....anyone with an answer will post it......check all CRAs....you might find things on 1CRA and not another.....that is normal......If you dispute  dispute all 3 CRA  at same time.

You need to know what your SOL is before beginning (at least I think it is important)

http://www.bankrate.com/brm/news/cc/20040116b2.asp?caret=8

http://www.fair-debt-collection.com/SOL-by-State.html#7

CRTP and SOL

http://ficoforums.myfico.com/fico/board/message?board.id=generalcredit&message.id=17466

[Anonymous]

I have another question, I noticed after looking at my credit report that some of my

issues are due in 2008.

My question is if I don't pay and wait until it expires what would happen?

What do you recommend?

A couple of them are credit cards.

Please advise

Thanks in advance

[Anonymous]

---

JLR wrote:

I have another question, I noticed after looking at my credit report that some of my

issues are due in 2008.

My question is if I don't pay and wait until it expires what would happen?

What do you recommend?

A couple of them are credit cards.

Please advise

Thanks in advance

---

Do you mean that they will drop off in 2008?  who is reporting OC or CA?

What is your SOL?

If they are due to drop   they will be gone! off CR

Message Edited by HappyDays on 09-12-2007 10:33 AM

[Anonymous]

Good morning,

My SOL is 5454 I'm in Florida, but excuse my ignorance I don't have my report in front of me. Can you explain the difference between OC and CA?

It will be greatly appreciated.

Thanks

By the way yes it does sound like they are schedule to be drop.

Thanks again