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Hi
I am currently using AMEX CS and they have not updated anything for my Citi and Macy since Feb! why is that?
Did they update monthly in the past?
I have had creditors that only updated every 3 months.
When a creditor updates to a CRA is purely at their discretion.
Most major creditors will update monthly. primarily because they want everone to do the same. and thus give all the most accurate view of your CR.
But there is no FCRA prescribed schedule for any credit reporting.
Creditors paay fees to the CRAs for reporting.