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Anonymous
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Credit reports

I was thinking about spending the $59.95 for the 3B offered on this website, but have a few questions before pulling the trigger.

 

The purpose I have for doing so is just to check my reports to ensure nothing is going on that I don't know about...

 

Will purchasing the 3B affect my credit score and show up as an inquiry/HP?

 

Also, the 3B includes transunion/equifax/experian fico models correct?

 

thanks

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Anonymous
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Re: Credit reports


@Anonymous wrote:

I was thinking about spending the $59.95 for the 3B offered on this website, but have a few questions before pulling the trigger.

 

The purpose I have for doing so is just to check my reports to ensure nothing is going on that I don't know about...

 

Will purchasing the 3B affect my credit score and show up as an inquiry/HP?

 

Also, the 3B includes transunion/equifax/experian fico models correct?

 

thanks


 

Before you spend $60 at myFICO, I strongly suggest you just pull your credit reports for free.  There are lost of ways to do that.  $60 a pop is incredibly expensive -- and it's a relic from the days when it was hard to get more than 1 free report from each bureau per year.

 

Here are some options:

 

WalletHub:  free TransUnion report every day

 

Credit Karma: free TransUnion and Equifax report once per week

 

FreeCreditScore.com: free Experian report every month

 

Credit Check Total: 3B report with FICO 8 for enrolling in their $1 trial

Message 2 of 2
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