@Anonymous wrote:I've experienced the same thing with them always offering me another trial. I suppose the hope that eventually someone will cave and sign up for a "real" membership. Not I, as I think the dual trials per month are the best deal out there.
Two other very useful pieces of information that I will add as benefits of trial memberships that don't get talked about much. CCT keeps all of your previous pulls archived. I have like 20 of them going back to April or so and you can click on any of those previous pulls to see what was going on with your credit report at that time. I find this to be extremely useful. Second, even after you cancel a trial membership with CCT you can still long into your account forever near as I can tell. I think the longest I've gone is maybe 2 months without doing a trial, but during those 2 months I logged in plenty of times to the account to access old 3B pulls.
Wow... One of my only hesitations with signing up and cancelling was that I figured it would lose historical data (I was planning to overcome that by just downloading PDFs, but to have it archived in the system is great!)...
I'm sold 
@Anonymous wrote:
@Anonymous wrote:CCT has gotten to where they offer me the trial ASAP after i cancel with another trial membership. I sign up for the $1 trial. Cancel after 9-10 days before being billed. Sign in the next day and i get the same trial offer again. Im sure this varies with each customer. But it's been this way for me for the past couple months.
I've experienced the same thing with them always offering me another trial. I suppose the hope that eventually someone will cave and sign up for a "real" membership. Not I, as I think the dual trials per month are the best deal out there.
Two other very useful pieces of information that I will add as benefits of trial memberships that don't get talked about much. CCT keeps all of your previous pulls archived. I have like 20 of them going back to April or so and you can click on any of those previous pulls to see what was going on with your credit report at that time. I find this to be extremely useful. Second, even after you cancel a trial membership with CCT you can still long into your account forever near as I can tell. I think the longest I've gone is maybe 2 months without doing a trial, but during those 2 months I logged in plenty of times to the account to access old 3B pulls.
It's still just FICO 8 yes?
@Revelate wrote:
@Anonymous wrote:
@Anonymous wrote:CCT has gotten to where they offer me the trial ASAP after i cancel with another trial membership. I sign up for the $1 trial. Cancel after 9-10 days before being billed. Sign in the next day and i get the same trial offer again. Im sure this varies with each customer. But it's been this way for me for the past couple months.
I've experienced the same thing with them always offering me another trial. I suppose the hope that eventually someone will cave and sign up for a "real" membership. Not I, as I think the dual trials per month are the best deal out there.
Two other very useful pieces of information that I will add as benefits of trial memberships that don't get talked about much. CCT keeps all of your previous pulls archived. I have like 20 of them going back to April or so and you can click on any of those previous pulls to see what was going on with your credit report at that time. I find this to be extremely useful. Second, even after you cancel a trial membership with CCT you can still long into your account forever near as I can tell. I think the longest I've gone is maybe 2 months without doing a trial, but during those 2 months I logged in plenty of times to the account to access old 3B pulls.
It's still just FICO 8 yes?
Yeah, as far as I can see it's just FICO 8 (great for me right now - that's all I really need).
If I wasn't sold before, I'm definitely sold after seeing a 24 point higher EX Lol... really has little to do with the specific service and just that they pulled fresher data showing a new credit line. The other two scores are identical between CCT and myFICO
Don't think I'm going to keep myFICO after this first month. May still use in the future if I ever need to see scores other than FICO 8
@oogy wrote:
@Revelate wrote:
@Anonymous wrote:
@Anonymous wrote:CCT has gotten to where they offer me the trial ASAP after i cancel with another trial membership. I sign up for the $1 trial. Cancel after 9-10 days before being billed. Sign in the next day and i get the same trial offer again. Im sure this varies with each customer. But it's been this way for me for the past couple months.
I've experienced the same thing with them always offering me another trial. I suppose the hope that eventually someone will cave and sign up for a "real" membership. Not I, as I think the dual trials per month are the best deal out there.
Two other very useful pieces of information that I will add as benefits of trial memberships that don't get talked about much. CCT keeps all of your previous pulls archived. I have like 20 of them going back to April or so and you can click on any of those previous pulls to see what was going on with your credit report at that time. I find this to be extremely useful. Second, even after you cancel a trial membership with CCT you can still long into your account forever near as I can tell. I think the longest I've gone is maybe 2 months without doing a trial, but during those 2 months I logged in plenty of times to the account to access old 3B pulls.
It's still just FICO 8 yes?
Yeah, as far as I can see it's just FICO 8 (great for me right now - that's all I really need).
If I wasn't sold before, I'm definitely sold after seeing a 24 point higher EX
Don't think I'm going to keep myFICO after this first month. May still use in the future if I ever need to see scores other than FICO 8
Nod, it's cheaper to spend the $60 when you need it than $30/month or whatever if you aren't worried about the non-FICO 8 Classic scores.
@Anonymous wrote:I'd also like to add that the cancellations can be done via their automated system or email, so there's never a need to speak to a human being (that you can barely understand, BTW).
Could you elaborate on this? The biggest barrier to my doing this is the fact that DW has nearly-crippling social anxiety and could not be coaxed onto the phone to cancel something 2x a month, lol just getting her to call and get the 50% deal was a monumental accomplishment
@Anonymous wrote:
@Anonymous wrote:I'd also like to add that the cancellations can be done via their automated system or email, so there's never a need to speak to a human being (that you can barely understand, BTW).
Could you elaborate on this? The biggest barrier to my doing this is the fact that DW has nearly-crippling social anxiety and could not be coaxed onto the phone to cancel something 2x a month, lol just getting her to call and get the 50% deal was a monumental accomplishment
I'm the same way... I HATE talking on the phone. People like me are why free trials exist...
I just signed up today, so can't speak to the actual cancelation experience, but being able to cancel easily will go along way toward helping me stay motivated to use this to track my reports in the coming months.