No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
I like what I am seeing with CreditCheck Total so far. For $15/month, in my opinion it seems to be a very reasonable deal for daily Ex score and report updates, with EQ and TU being three times a month. I am trying to get in the habit of doing the three updates on roughly the 1st, 10th and 20th of each month, give or take a day or two.
I am still trying to figure out a couple of things in regard to CCT, such as whether or not unused updates carry over the following month.
I am a BIG fan of MyFICO, however it seems like this may put a bit of pressure on MyFICO to provide more than one 3B report a year.
Thanks for the info! Will definitely try it out! Much cheaper than what I do now!
@Anonymous wrote:Thanks for the info! Will definitely try it out! Much cheaper than what I do now!
Remember the cancel trick for the $14.97 price. Can't beat it. However, I have to admit, when myFICO cancelled out the other day, I did miss it so tossed it back in for another month and used one of my SD cards I hadn't used for a few months. It will at least show some activity on the card (Barclay Ring). I really do hope myFICO gets more competitive.
Is my myfico the only site who provies the mortgage scores?
Thanks
@nate79416 wrote:Is my myfico the only site who provies the mortgage scores?
Thanks
Well, I just got hit with the gotcha!!!
I'm not saying its too good to be true, but be careful with your pulls the first month.
Here's my timeline:
Signed up 6/14 for 7 day trial.
Account says you will be charged $29.95 on 6/24
At day 7 (6/21) the site said I could 3B pull again, so I did as I had a some changes report around the 15th.
I called on 6/21 and was retained at the $14.47 rate, the customer service rep said my subscription would start on 6/24.
On 6/23 the 3B pull was available and I again 3B pulled as I had acitivity on the 22nd before my new subscription started.
Thinking my subscription started on the 24 and having activity on 26,27 (one bureau a day behind another) I 3B pulled today knowing I will have no activity until the 15th.
That would give me two more pulls one around the 15th and one month end next month.
And now the site says I can't make 3 pulls again for 23 days.
A call to customer service reveals that any pulls made after the initial pull count towards the 3 3B pulls you get in the first month.
Still a great price for the service, but be aware that any 3B pulls made after the initial 3B pull count towards your 3 3B pulls per month.
Hey guys sorry if this is a dumb question but when you say the offer $14 for 2 years is that upfront that you have to pay? Or are you still paying month to month but the rate is locked in for 2 years?
Thank you