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CreditCheckTotal

Valued Contributor

Re: CreditCheckTotal

Thanks to all who mentioned that Experian is offering CreditCheck Total for the discounted rate of $14.97 for 24 months.  I just called them, mentioned that I was in the seven day trial period, but thought the $30/month was a bit steep.  A very friendly agent mentioned that they had the $14.97 deal for 24 months available.  She signed me up for it.   She mentioned that there would be a good chance that at the conclusion of the 24 months that there would be another same or similar deal that might be available.  

 

I think $14.97 for 3 full reports of all 3 CRA's a month, with FICO 8 scores, and the daily pulling of Experian report and FICO 8 scores is a great deal!  

 

Thanks again to all! 

 

 

 

Year 2012: All Scores in the 520 range, during a foreclosure, CC Settlement and high UTIL. Very ugly days...
Dec 2017: EX8: 736; EQ8: 736; TU8: 747; EQ04: 734 FICO 9 Scores about 50 points higher
In My Wallet: Discover $63.7K; Cap1 Venture $36.7K; Amex ED $38K; Amex Optima $12.5K; Amex Delta Gold $15K; Cap1 Plat $8.4K; Barclay $7K; Citi TY Pref $13K; US Bank $4K; Dell $5K; Care Credit $6.5K. Total Revolving CL: $209.8K
My UTIL: Less than 1% - Only allow about $10 a month to report, on one account. .
Message 21 of 1,049
Established Contributor

Re: CreditCheckTotal

Do you get the additional Model scores, or just the FICO 8 scores? I'm thinking about getting this either way.

Current FICO 8's: EX 713, TU 700, EQ 706
Gardening for 18 months
Oldest TL: 5yr 10mo - AAoA: 2yr 11mo - INQ: EX(7) - EQ(1) - TU(6)
Plans: Pay off medical debt; Get a car
Message 22 of 1,049
Valued Contributor

Re: CreditCheckTotal


Rebuilding69 wrote:

Do you get the additional Model scores, or just the FICO 8 scores? I'm thinking about getting this either way.


It is FICO 8 scores only.  You get TU and EQ reports and FICO 8 scores 3 times a month, and it appears that you get EX reports and FICO 8 scores daily (after the 7 day trial).  

The rep also mentioned to me that there is no mobile app available just yet for Experian CreditCheck Total, however an e-mail blast would be sent out as soon as it is ready.  If it will be like the Experian Credit Tracker mobile app, I would think it would be pretty good.  

 

 

Year 2012: All Scores in the 520 range, during a foreclosure, CC Settlement and high UTIL. Very ugly days...
Dec 2017: EX8: 736; EQ8: 736; TU8: 747; EQ04: 734 FICO 9 Scores about 50 points higher
In My Wallet: Discover $63.7K; Cap1 Venture $36.7K; Amex ED $38K; Amex Optima $12.5K; Amex Delta Gold $15K; Cap1 Plat $8.4K; Barclay $7K; Citi TY Pref $13K; US Bank $4K; Dell $5K; Care Credit $6.5K. Total Revolving CL: $209.8K
My UTIL: Less than 1% - Only allow about $10 a month to report, on one account. .
Message 23 of 1,049
Frequent Contributor

Re: CreditCheckTotal

Thanks for the information!

 

Also just called a very friendly CSR to cancel. When she did their sell, I mentioned that I loved the service, but it was a little too steep financially. She immediately offered $14.97/month for 2 years. What an awesome deal!

TU 761 | EX 759 | EQ 750 (09/17)

Amex BCE - $18,000 | Discover It - $17,000 | Capital One Quicksilver - $12,000 | Marvel Mastercard - $10,000
Ultamate Rewards Mastercard - $7,000 | Chase Freedom - $2,200 | FNBO Unsecured $1,000
Wayfair - $7,400 | Ashley Furniture - $6,000 | Old Navy - $5,000 | JCPenney - $2,300
Message 24 of 1,049
Valued Contributor

Re: CreditCheckTotal

Excellent! Sure seems like a good deal for $15/month!
Year 2012: All Scores in the 520 range, during a foreclosure, CC Settlement and high UTIL. Very ugly days...
Dec 2017: EX8: 736; EQ8: 736; TU8: 747; EQ04: 734 FICO 9 Scores about 50 points higher
In My Wallet: Discover $63.7K; Cap1 Venture $36.7K; Amex ED $38K; Amex Optima $12.5K; Amex Delta Gold $15K; Cap1 Plat $8.4K; Barclay $7K; Citi TY Pref $13K; US Bank $4K; Dell $5K; Care Credit $6.5K. Total Revolving CL: $209.8K
My UTIL: Less than 1% - Only allow about $10 a month to report, on one account. .
Message 25 of 1,049
Valued Contributor

Re: CreditCheckTotal

Awesome to all who have subscribed and got the $14.97 price! 


EQ: 820 || TU: 815 || EX: 812 (From CCT: 7/20/17) || Garden since 8/10/17. CapOne Quicksilver $22k || Home Depot $16k || Lowes $16k || DiscoverIT $21.5k || BofA Rewards $15k || Barclay Ring $10k || BJ's Perks $10.5k || PSECU $9k || Chase Freedom $7k || AMEX BCE $17.1k || USBank Cash+ $12K || Citi DC $8K || FNBO Sheetz $6K || PSECU Founders $5K || PayPal Credit $4K ||
Message 26 of 1,049
Community Leader
Senior Contributor

Re: CreditCheckTotal

hrmmmm, i have all 3 frozen right now but this is to good to pass up (until MF get's their product up to par).

 

I'm on it.     thanks for sharing V      :]


Message 27 of 1,049
Established Contributor

Re: CreditCheckTotal

I noticed in the CCT 3 bureau reports, the filing dates for my paid judgements for EQ is incorrect. The dates have actually changed twice now since I bought the product 1-2 hours ago, if you can believe that. The first filing dates shown were today when I bought the product on my computer, and viewed the reports online. It actually said the filing dates were for today, when they were actually years ago.

I just logged back on, on my phone, and the EQ report now shows the paid judgements filing dates as 12/31/0000.

I don't know whats going on, but I'll have to check the reports more thoroughly after I get home from work.

Current FICO 8's: EX 713, TU 700, EQ 706
Gardening for 18 months
Oldest TL: 5yr 10mo - AAoA: 2yr 11mo - INQ: EX(7) - EQ(1) - TU(6)
Plans: Pay off medical debt; Get a car
Message 28 of 1,049
Valued Contributor

Re: CreditCheckTotal

Please let us know what you find out! Might be worth a call to their support number. Interesting.
Year 2012: All Scores in the 520 range, during a foreclosure, CC Settlement and high UTIL. Very ugly days...
Dec 2017: EX8: 736; EQ8: 736; TU8: 747; EQ04: 734 FICO 9 Scores about 50 points higher
In My Wallet: Discover $63.7K; Cap1 Venture $36.7K; Amex ED $38K; Amex Optima $12.5K; Amex Delta Gold $15K; Cap1 Plat $8.4K; Barclay $7K; Citi TY Pref $13K; US Bank $4K; Dell $5K; Care Credit $6.5K. Total Revolving CL: $209.8K
My UTIL: Less than 1% - Only allow about $10 a month to report, on one account. .
Message 29 of 1,049
Valued Contributor

Re: CreditCheckTotal


EW800 wrote:
Please let us know what you find out! Might be worth a call to their support number. Interesting.

Agreed! Curious.


EQ: 820 || TU: 815 || EX: 812 (From CCT: 7/20/17) || Garden since 8/10/17. CapOne Quicksilver $22k || Home Depot $16k || Lowes $16k || DiscoverIT $21.5k || BofA Rewards $15k || Barclay Ring $10k || BJ's Perks $10.5k || PSECU $9k || Chase Freedom $7k || AMEX BCE $17.1k || USBank Cash+ $12K || Citi DC $8K || FNBO Sheetz $6K || PSECU Founders $5K || PayPal Credit $4K ||
Message 30 of 1,049