CreditSecure... FAKest?

[Anonymous]

Well all my new cards finally posted on my CR except for Amex. CreditSecure is saying that my scores went up by 30 points... That seems highly unlikely. I guess I should just disregard the scores and just pay attention to the updates I get every day. O_o

Weird.

Does anybody have CreditSecure w/ their Amex?
By the way, if you have Citi, don't get Identity Monitor!!!

[Tuscani]

The bad news is these are FAKOs. The good news is FICOs generally increase when FAKOs do. As always, YMMV.

[Anonymous]

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@Tuscani wrote:

The bad news is these are FAKOs. The good news is FICOs generally increase when FAKOs do. As always, YMMV.

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NO WAY!!! Maybe all my new cards brought my util down??? Is that possible? If that's the case... *does the macarena*. lmfao

[Tuscani]

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@Anonymous wrote:

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@Tuscani wrote:

The bad news is these are FAKOs. The good news is FICOs generally increase when FAKOs do. As always, YMMV.

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NO WAY!!! Maybe all my new cards brought my util down??? Is that possible? If that's the case... *does the macarena*. lmfao

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Yep. What was your util before? What is it now?

Message Edited by Tuscani on 08-14-2007 06:09 AM

[Anonymous]

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@Tuscani wrote:

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@Anonymous wrote:

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@Tuscani wrote:

The bad news is these are FAKOs. The good news is FICOs generally increase when FAKOs do. As always, YMMV.

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NO WAY!!! Maybe all my new cards brought my util down??? Is that possible? If that's the case... *does the macarena*. lmfao

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Yep. What was your util before? What is it now?

Message Edited by Tuscani on 08-14-2007 06:09 AM

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Well I owe 15k on all my credit cards including a LOC. And my PP card doesn't report the limit so that doesn't count. I just got new cards with a total of 5+2+3.5+0.5= 11K of avail credit. All zero under 1% util. Soo.... I would say that before I got these cards, my util were around 60% and now... maybe half that?