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Creditors can't access my reports

New Member

Creditors can't access my reports

Creditor tried to pull my report and said it's frozen but it is not frozen. What do I need to do I have contacted all three in yours no freeze on my credit reports
2 REPLIES
Moderator

Re: Creditors can't access my reports


Shastafame wrote:
Creditor tried to pull my report and said it's frozen but it is not frozen. What do I need to do I have contacted all three in yours no freeze on my credit reports

I would get the recon dept or UW on the phone directly.

 

http://ficoforums.myfico.com/t5/Credit-Card-Applications/Backdoor-Numbers/m-p/408066

"If there's a lack of money in your life, understand that feeling worried, envious, jealous, disappointed, discouraged, doubtful or fearful about money can never bring more money to you, because those feelings come from a lack of gratitude for the money you have."

"Reactions are powerful creators because they contain every element needed to manifest—they're a combination of thought, belief, and feeling in action. Positive reactions create more positive things, and negative reactions create more negative things. If you can respond to negative situations calmly and lightly, instead of with emotional turbulence, what happens next in your life will be so much better."

- Rhonda Byrne
Senior Contributor

Re: Creditors can't access my reports

I've never frozen my reports, but creditors had trouble accessing them due to my name suffix.  I doubt this is the reason for your issue, but I say this just so you know that it can be something that you normally wouldn't even consider.