So I'm out of school now with 20K debt and minimum payment of ~$200 each month for my loan repayment and I have no job. I live at my parents right now, and they pay for shelter and food. I'm looking for a job and am scared once the grace period on my loans are over, I won't be able to pay ~$200 a month and all my credit cards will be closed...Help?! Thanks!
Sounds like you will need to get a job ASAP - even if it isn't something you want to do long term. So that may mean being a pizza delivery driver, working at a fast food restaurant, etc., while in your off time hitting the pavement putting in resumes face to face until you find a job that fits you.
The loans are all school loans. No cc debt for me.. Does this info help any?
They won't close your cards unless you quit using them. Good job on no cc debt - keep it that way. Take it from me that student loans can be a real pain.
So I'm out of school now with 20K debt and minimum payment of ~$200 each month for my loan repayment and I have no job. I live at my parents right now, and they pay for shelter and food. I'm looking for a job and am scared once the grace period on my loans are over, I won't be able to pay ~$200 a month and all my credit cards will be closed...Help?! Thanks!
ALL your student loans you can get additional deferment, hardships, etc.... Do not default on them!!
So I'm out of school now with 20K debt and minimum payment of ~$200 each month for my loan repayment and I have no job. I live at my parents right now, and they pay for shelter and food. I'm looking for a job and am scared once the grace period on my loans are over, I won't be able to pay ~$200 a month and all my credit cards will be closed...Help?! Thanks!
ALL your student loans you can get additional deferment, hardships, etc.... Do not default on them!!
That's kinda what I meant haha. I think I saw a post where someone asked what if they fall behind on their student loans and if that happens, CCC will see it and close or take action on that person's accounts/cards
