Okay guys, yesterday i was greeted with a letter in my mailbox from Daniels & Norelli concerning the debt. It said,
"PLEASE BE ADVISED THAT THIS OFFICE HAS BEEN RETAINED BY DNS EQUITY GROUP INC. THE ABOVE REFERENCED ACCOUNT HAS BEEN FORWARDED TO OUR FIRM FOR COLLECTION"
Did I mentioned that the balance listed is 2466.55 and when i offered to settle for 50% on Friday, they refused, saying they could only accept 1,800? And they wanted it in a lumpsum too. What should I do. I am willing to pay for this to go away. I do not want this hanging over my head any longer, but these people are so unrealistic. My credit limit for this was only 1000. when the balance got to 1100 I started disputing it with chase but they refused to take off any fees so all the other charges are over limit and late fees. I think half is a reasonable amount, why are they being so unrealistic? I'm not rich, I'm trying to save money to buy a house and all these demons kept jumping out the closet. I'm willing to take the house money and pay off what ever needs to get paid,but I'm not gonna just throw away money like that.
Do you think they'll sue me now?
What can i do to get this pay off down a litte?
6/20/08 TU=553 EQ=577 EX=458
07/16/08 TU=599 EQ=621 EX= 556
8/05/08 TU=632 EQ=652 EX=598, 9/30/08 TU=632 EQ=655 EX=616
