DCU FIco Scoring Model

[TheFate]

DCU still use the EQ 04 model does anyone know? Or have they updated?

Was very surprised they had Free monthly Fico scoring. I only joined because it was a requirement for my Re-Finance. But so far I'm happy with them. 3% interest accrual (up to $500) on their savings account. And 8.5% on my DCU Credit card, can't beat that! Didn't even have to apply for the Credit card either, they used the same HP that was pulled for the Auto loan.

[-NewGuy-]

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@TheFate wrote:

DCU still use the EQ 04 model does anyone know? Or have they updated?

Was very surprised they had Free monthly Fico scoring. I only joined because it was a requirement for my Re-Finance. But so far I'm happy with them. 3% interest accrual (up to $500) on their savings account. And 8.5% on my DCU Credit card, can't beat that! Didn't even have to apply for the Credit card either, they used the same HP that was pulled for the Auto loan.

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Still using 04. Love it 

[TheFate]

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@-NewGuy- wrote:

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@TheFate wrote:

DCU still use the EQ 04 model does anyone know? Or have they updated?

Was very surprised they had Free monthly Fico scoring. I only joined because it was a requirement for my Re-Finance. But so far I'm happy with them. 3% interest accrual (up to $500) on their savings account. And 8.5% on my DCU Credit card, can't beat that! Didn't even have to apply for the Credit card either, they used the same HP that was pulled for the Auto loan.

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Still using 04. Love it 

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I agree, they really have won me over as a customer.

[-NewGuy-]

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@TheFate wrote:

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@-NewGuy- wrote:

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@TheFate wrote:

DCU still use the EQ 04 model does anyone know? Or have they updated?

Was very surprised they had Free monthly Fico scoring. I only joined because it was a requirement for my Re-Finance. But so far I'm happy with them. 3% interest accrual (up to $500) on their savings account. And 8.5% on my DCU Credit card, can't beat that! Didn't even have to apply for the Credit card either, they used the same HP that was pulled for the Auto loan.

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Still using 04. Love it 

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I agree, they really have won me over as a customer.

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Agreed. I have nothing but good things to say about DCU.

[Ragelog]

Yes FICO 04 I love DCU I wasn't as lucky no credit card for me at the time too many new accounts but loved the 1.49% refinance. I plan to garden and maybe between now and the end of 2015 they will surprise me with a pre approval. At this point the main thing I am missing is a low APR credit card just in case I need to carry a balance.

[TheFate]

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@Ragelog wrote:

Yes FICO 04 I love DCU I wasn't as lucky no credit card for me at the time too many new accounts but loved the 1.49% refinance. I plan to garden and maybe between now and the end of 2015 they will surprise me with a pre approval. At this point the main thing I am missing is a low APR credit card just in case I need to carry a balance.

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That was the ONLY reason I chose the Platinum over the Rewards card - Low APR in case of a roll over

My QS pretty much coveres me on the cash back. So will Sallie mae and Dicover once I get those in a few months.. So the low APR card was a perfect fit

[Kostya1992]

Where do i see score?

[Kenny]

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@Kostya1992 wrote:
Where do i see score?

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Comes in a message on the last Friday of every month.