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Speaking on my experience and that of a few others, Discover is by no means easy to get. I do know you need an established cc history, preferably with no lates or other baddies. They also prefer Fico scores over 700 but will approve some with lower scores who have a solid cc history.
prosper329 wrote:I want to apply for a Discover Card but not sure if credit score is high enough. TU:685, EQ 677, EXP 711. I have a bk that was discharged in 2003, any advice would be appreciated. I am not sure if the bk will automatically be a disapproval.
fused111 wrote:
Speaking on my experience and that of a few others, Discover is by no means easy to get. I do know you need an established cc history, preferably with no lates or other baddies. They also prefer Fico scores over 700 but will approve some with lower scores who have a solid cc history.
prosper329 wrote:
I want to apply for a Discover Card but not sure if credit score is high enough. TU:685, EQ 677, EXP 711. I have a bk that was discharged in 2003, any advice would be appreciated. I am not sure if the bk will automatically be a disapproval.
Agreed... Discover is far from easy.
Thanks. Perhaps their blacklist only applies to IIB. Not sure.
howardi wrote:
tuscani:In the distant past I had two discover cards charged off in the 80's but, was still able to get a new CC fr them recently. May be U wanna revise that Blacklist.......They gave me a 4K.
Message Edited by howardi on 06-11-2007 07:13 AM
Tavares wrote:
Tuscani, did you ever find out about this?Thanks,Tavares
I am hearing mix reviews, nothing conclusive.