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Established Contributor
shane82388
Posts: 979
Registered: ‎07-16-2010
0

DISP INVG COMP-RPT BY GRNTR?? Huh?

i was just looking over a credit report i pulled from Transunion back in June and noticed on one of my Cap One accounts it had a remark that read "DISP INVG COMP-RPT BY GRNTR"...what the heck does that mean?

 

Any ideas? Should I be concerned since ive never started a dispute or anything like that, ever?

$1200 $1250 $4250 NPSL $5300 $1350 $3000

$6050 $5000 $10500 $2416 $6500 $3000
Valued Contributor
navigatethis12
Posts: 1,939
Registered: ‎01-24-2012
0

Re: DISP INVG COMP-RPT BY GRNTR?? Huh?

It will say something like this if you initiate a chargeback aswell. Have you ever done something like that?

New Contributor
Capya
Posts: 64
Registered: ‎12-14-2012
0

Re: DISP INVG COMP-RPT BY GRNTR?? Huh?

Dispute Investigation Complete - Report by Grantor

 

Are there any negatives associated with that tradeline?  



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Established Contributor
shane82388
Posts: 979
Registered: ‎07-16-2010
0

Re: DISP INVG COMP-RPT BY GRNTR?? Huh?


navigatethis12 wrote:

It will say something like this if you initiate a chargeback aswell. Have you ever done something like that?


Nope, its just a crappy capital one platinum card that i barely ever use...

$1200 $1250 $4250 NPSL $5300 $1350 $3000

$6050 $5000 $10500 $2416 $6500 $3000
Established Contributor
shane82388
Posts: 979
Registered: ‎07-16-2010
0

Re: DISP INVG COMP-RPT BY GRNTR?? Huh?


Capya wrote:

Dispute Investigation Complete - Report by Grantor

 

Are there any negatives associated with that tradeline?  


Yes there are lates from years ago still showing....

$1200 $1250 $4250 NPSL $5300 $1350 $3000

$6050 $5000 $10500 $2416 $6500 $3000
Contributor
trying_to_B_good
Posts: 202
Registered: ‎06-30-2013
0

Re: DISP INVG COMP-RPT BY GRNTR?? Huh?

probably nothing to worry bout...continue to keep tht card in a sock drawer!


IN THE GARDEN TILL 7/1/14!!!
Moderator
guiness56
Posts: 22,408
Registered: ‎01-17-2008
0

Re: DISP INVG COMP-RPT BY GRNTR?? Huh?

If you never disputed anything with the card I would contact the CCC and have that comment removed.

Mega Contributor
RobertEG
Posts: 17,706
Registered: ‎03-19-2007
0

Re: DISP INVG COMP-RPT BY GRNTR?? Huh?

It was the reporting by the creditor that you have filed a direct dispute with them under FCRA 623(a)(8), and that they have conlcuded their investigation of that dispute.

 

Since the direct dispute process is still relatiely new, I would speculate that perhaps the CCC did some type of regular internal account review, and their data clerk mistakenly reported that as conclusiiion of a direct dispute investigation.  Clearly wrong if no direct dispute was filed, and in my opinion worth the time to correct, as it states to others reviewing your CR that you dispute the accuracy of some of the information reported by the creditor.  The person reviewing your CR would have no idea what information was disputed as inaccurate, and thus might question the accuracy of your FICO score........

 


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