Reply
Established Contributor
Posts: 980
Registered: ‎07-16-2010
0

DISP INVG COMP-RPT BY GRNTR?? Huh?

i was just looking over a credit report i pulled from Transunion back in June and noticed on one of my Cap One accounts it had a remark that read "DISP INVG COMP-RPT BY GRNTR"...what the heck does that mean?

 

Any ideas? Should I be concerned since ive never started a dispute or anything like that, ever?

$1200 $1250 $4250 NPSL $5300 $1350 $3000

$6050 $5000 $10500 $2416 $6500 $3000
Valued Contributor
Posts: 1,969
Registered: ‎01-24-2012
0

Re: DISP INVG COMP-RPT BY GRNTR?? Huh?

It will say something like this if you initiate a chargeback aswell. Have you ever done something like that?

New Contributor
Posts: 70
Registered: ‎12-14-2012
0

Re: DISP INVG COMP-RPT BY GRNTR?? Huh?

Dispute Investigation Complete - Report by Grantor

 

Are there any negatives associated with that tradeline?  



Starting Score: 573 (Exp 10/12)
Current Score: 767 (Exp 6/13)
Goal Score: 700+ I Crushed it!!!


Take the myFICO Fitness Challenge
Established Contributor
Posts: 980
Registered: ‎07-16-2010
0

Re: DISP INVG COMP-RPT BY GRNTR?? Huh?


navigatethis12 wrote:

It will say something like this if you initiate a chargeback aswell. Have you ever done something like that?


Nope, its just a crappy capital one platinum card that i barely ever use...

$1200 $1250 $4250 NPSL $5300 $1350 $3000

$6050 $5000 $10500 $2416 $6500 $3000
Established Contributor
Posts: 980
Registered: ‎07-16-2010
0

Re: DISP INVG COMP-RPT BY GRNTR?? Huh?


Capya wrote:

Dispute Investigation Complete - Report by Grantor

 

Are there any negatives associated with that tradeline?  


Yes there are lates from years ago still showing....

$1200 $1250 $4250 NPSL $5300 $1350 $3000

$6050 $5000 $10500 $2416 $6500 $3000
Contributor
Posts: 202
Registered: ‎06-30-2013
0

Re: DISP INVG COMP-RPT BY GRNTR?? Huh?

probably nothing to worry bout...continue to keep tht card in a sock drawer!


IN THE GARDEN TILL 7/1/14!!!
Epic Contributor
Posts: 22,406
Registered: ‎01-17-2008
0

Re: DISP INVG COMP-RPT BY GRNTR?? Huh?

If you never disputed anything with the card I would contact the CCC and have that comment removed.

Epic Contributor
Posts: 20,269
Registered: ‎03-19-2007
0

Re: DISP INVG COMP-RPT BY GRNTR?? Huh?

It was the reporting by the creditor that you have filed a direct dispute with them under FCRA 623(a)(8), and that they have conlcuded their investigation of that dispute.

 

Since the direct dispute process is still relatiely new, I would speculate that perhaps the CCC did some type of regular internal account review, and their data clerk mistakenly reported that as conclusiiion of a direct dispute investigation.  Clearly wrong if no direct dispute was filed, and in my opinion worth the time to correct, as it states to others reviewing your CR that you dispute the accuracy of some of the information reported by the creditor.  The person reviewing your CR would have no idea what information was disputed as inaccurate, and thus might question the accuracy of your FICO score........

 

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.