@jbishop1001 wrote:
Would a "good reason" be that I was seeking public assistance to pay off the debt?
My social worker sent a payment to the wrong utility company and it took longer than expected. I ended up going to a different agency for assistance, and had the bill paid in full.
It will be up to underwriting to make the call. When you are talking with your LO you should ask if they've seen a similar situation and how it worked out.
March2010 FICO® ~ 695 TU, 653 EQ, 697 EX