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Is the OC a provider or a hospital? It would appear that your wife signed the paperwork as the guarantor and as such, she IS the responsible party.
SCAREDCROW wrote:
Hello everyone; I'm hoping some of you may have insight on how to handle this one;My wife and I recently did a DV on a medical collection account, and what the CA returned was interesting. The collection involves a situation where my son received medical treatment. The collection account shows up 'only' on my wife's CR, while the billing documentation shows only my social security number as I was the party on the insurance.1. How can she legally be tagged on this if her SS# does not show anywhere?2. Can the collection be disputed with the CA to have them remove it from her CR?3. (Or) should the account just be disputed with the CRA for removal?The CA is reporting it to the wrong SS# but if we continue to work through this, they may decide to report to my CR also. Then we are faced with this being reported on both my wife's and my CR.Thanks all for your assistance.
SCAREDCROW wrote:Hello everyone; I'm hoping some of you may have insight on how to handle this one;My wife and I recently did a DV on a medical collection account, and what the CA returned was interesting. The collection involves a situation where my son received medical treatment. The collection account shows up 'only' on my wife's CR, while the billing documentation shows only my social security number as I was the party on the insurance.1. How can she legally be tagged on this if her SS# does not show anywhere?2. Can the collection be disputed with the CA to have them remove it from her CR?3. (Or) should the account just be disputed with the CRA for removal?The CA is reporting it to the wrong SS# but if we continue to work through this, they may decide to report to my CR also. Then we are faced with this being reported on both my wife's and my CR.Thanks all for your assistance.
marty56 wrote:It is my understanding that the person who has the medical plan is responsible to pay the portion that the medical insurance didnt cover (deductable, co-pay, non-covered charges).