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sidewinder wrote:My wife just spoke with a agent at Equifax and they told her that a collection(paid or unpaid) remains on yuor report for 7 years from the date ASSIGNED.I thought it was DOFD?They said for example, your account listed by Paragonway........DOFD is 06/2001, Date Assigned to Paragon is 09/2006, it will remain on your report for 7 years, until 09/2013. Not 06/2008I am confused...........
@Anonymous wrote:My wife just spoke with a agent at Equifax and they told her that a collection(paid or unpaid) remains on yuor report for 7 years from the date ASSIGNED.I thought it was DOFD?They said for example, your account listed by Paragonway........DOFD is 06/2001, Date Assigned to Paragon is 09/2006, it will remain on your report for 7 years, until 09/2013. Not 06/2008I am confused...........
I find the EX reports (from EX) very good - they list when all accounts are due to drop off. Very informative
nyccc2 wrote:
When I pulled my credit from annualcreditreport.com, they gave me a lot of great info, especially on Experian. That account said precisely when each TL was due to expire. In each case it was unrelated to 'assigned' and more closely related to DOLA or DOFD.