How do you find out the exact date that something/ an account is supossed to drop off of your credit report??
I heard that it takes...
Delinquencies- 7 years after initial missed payment
Collection- 7 years after initial delinquency that led to collection
Closed w/delinquencies- 7 years from the date reported closed
Inquiries- 2 years
My question is in regards to Closed w/delinquencies....What if your last reported delinquency was 2 years before the actual closing of the account??
Thankx in Advance
theREBIRTHofCREDIT
Goal Score 680+
Start Score ........ 2/05/14: ...EX 612 -TU 575 -EQ 567
Current Score .... 5/02/14: ...EX 652 -TU 655 -EQ 646
I almost paid for credit repair......until I found myFICO!!!!!