New Contributor
Posts: 74
Registered: ‎06-27-2007

Debit too old.

Can anyone help or has anyone else here written a "Hey, this debit's too old.....get it off my report" letter?
If so, how was it worded? Who does it get sent to (Original Creditor, Collection Agency, or EQ, TU, and EX)?
I put all my bills in a hat each month and keep drawing names and paying bills until there's no money left. If you don't stop harassing me, your name won't go in the hat!
Moderator Emeritus
Posts: 6,182
Registered: ‎03-29-2007

Re: Debit too old.

Have you tried disputing with the CRAs as "obsolete"?
Senior Contributor
Posts: 4,635
Registered: ‎03-11-2007

Re: Debit too old.

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+