Debt Consolidation Loan for CC Debt & Score Increase...

[Andy77]

I have 25k in CC debt I want to consolidate to increase my score and lower my payments.

8k limit 4500 balance 21% APR

12k limit 10500 balance 11% APR

15k limit 11200 balance 11 % APR

My scores are 680 across board, 180k income, bk discharged sept 2009, lots of inq

Thoughts on doing this ?

Any lenders that you think might approve my debt consolidation loan ? 

Thank you

[Anonymous]

Have you tried the credit unions?  They do have some good rates and leniency. Your other choice if possible is to save money based on your income to pay it off instead of a loan.

[Ghoshida]

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@Andy77 wrote:

I have 25k in CC debt I want to consolidate to increase my score and lower my payments.

8k limit 4500 balance 21% APR

12k limit 10500 balance 11% APR

15k limit 11200 balance 11 % APR

My scores are 680 across board, 180k income, bk discharged sept 2009, lots of inq

Thoughts on doing this ?

Any lenders that you think might approve my debt consolidation loan ? 

Thank you

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Your income and scores across two threads are not consistent.

http://ficoforums.myfico.com/t5/Credit-Cards/Threshold-limit-email-for-new-Amex-Platinum-Card-how-co...

Did you really lose almost half of your income in two days? 

It'll be better if you provide consistent info for us to help you. 

Unless you really don't want us to help you.

Or unless you're trolling. In that case .... mods!