Reply
Established Contributor
myhearts07
Posts: 858
Registered: ‎06-26-2007
0

Deleted Tradeline

Good morning, All,
 
I had a mortgage account with Equicredit back in the day.  In recent disputes with the CRA's, TU deleted that tradeline and I believe that it really affected my score. The TL is from 1999.  Can I ask for this to be put back on my report?  If so, how?
 
 
Thanks

Eve
Moderator Emeritus
Timothy
Posts: 9,252
Registered: ‎03-19-2007
0

Re: Deleted Tradeline

Were any of the disputes about this TL?

 

myhearts07 wrote:
Good morning, All,
 
I had a mortgage account with Equicredit back in the day.  In recent disputes with the CRA's, TU deleted that tradeline and I believe that it really affected my score. The TL is from 1999.  Can I ask for this to be put back on my report?  If so, how?
 
 
Thanks

Eve



Established Contributor
myhearts07
Posts: 858
Registered: ‎06-26-2007
0

Re: Deleted Tradeline

Yeah.  I was disputing the wording they said it was included in the bankruptcy but it wasn't.  We paid that loan until it was transferred/sold to another company.  Asked the bureaus to change the wording to reflect that it ws transferred/sold.
 
 

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+
}