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Department store & gas station cards

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CreditBob
Established Contributor

Department store & gas station cards

Barry, can you or one of the staff elaborate on department store cards in regards to how long you have to use them before they are reported as inactive? My concern is let's say I go to Sears and charge everything that I need. But I will not need to use the card for 5 years ebcause I have everything that I need, so when will I get reproted as inactive compared to a credit card? This sisue needs to eb addressed!!! The same thing with any other dept. store or gs station card
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Tuscani
Moderator Emeritus

Re: Department store & gas station cards

Inactive reporting has nothing to do with the CRAs or Fair Isaac. This all falls upon the CCCs poilcy.
 
 
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