I only wanted to know if the deletion shown on CK also true on my credit report. If what DI said is true then I'm happy.
As far as wanting to know exactly my score, I'm just not inclined to spend ~$40 because I have a small simple file overall (3 CCs: Citi Dividend Plat select visa, Amex Zync, and an Express fashion card), and I'm not looking to app for any loans in foreseeable future. So the only bad mark on my CR gone can only improve my score, right? That's good enough to me. I'll probably sign up for a trial credit monitor service to check my report.
However, this unexpected stroke of luck may spur me to app for 1 or 2 CCs 
though I don't know which, and the desire to app isn't that great so I may just stand still and garden hehe
Thanks for all the additional info guys, this community is so great!
Starting Score (08/11/11): TU08: 643
@silver0187 wrote:I only wanted to know if the deletion shown on CK also true on my credit report. If what DI said is true then I'm happy.
As far as wanting to know exactly my score, I'm just not inclined to spend ~$40 because I have a small simple file overall (3 CCs: Citi Dividend Plat select visa, Amex Zync, and an Express fashion card), and I'm not looking to app for any loans in foreseeable future. So the only bad mark on my CR gone can only improve my score, right? That's good enough to me. I'll probably sign up for a trial credit monitor service to check my report.
However, this unexpected stroke of luck may spur me to app for 1 or 2 CCs
Thanks for all the additional info guys, this community is so great!
I use CK for the same purposes. Changes in your TU report is reflected on CK. I watched 25 inquiries from my TU report disappear over 2 years by monitoring my CK file. I checked my TU reports every now and then and the deletions were certainly gone. CK is worth using and save a person money.
Assuring to hear! Thanks again DI! <3
Another question if you don't mind. If TU resolved my dispute (which may have led to the lucky deletion), can I request a credit report from TU?
UPDATE: After just taking a look at my TU report (thanks DI), the collection is still there 
The only difference from before is that it says "Remark: >Paid Collection<" and ">Payment After Charge Off/Collection<" instead of ">Placed for collection<"
So I guess CK isn't 100% correct on this matter. I'm a little bummed but wasn't expecting much from the beginning so I guess that's that.
@DI wrote:What is CK saying?
I'm not sure how to answer this. Here is what's on my CK, before I have 1 Derogatory Mark, now it's 0. Does CK have more detailed analysis somewhere?
