Did anyone here break the 7% util due to Christmas spending?

[Anonymous]

Fortunately, I'm still at 3%.  Merry Christmas!   

[TryingVeryHard]

I just spend 850 already of my 1000 hooters card. I failed. Current utility for all of my cards: 37%, will try to start paying them as soon as the 27th of Dec.

[fishbjc]

I only charged $350, of which $88 will be returned on Friday.  I'm good on two cards, which was my goal!

[octavia]

Im at 7% util total on my two cards together. (Card #1 - $2,000 cl, Card #2 - $1,100 cl).

I paid cash/debit for Christmas gifts.

[Anonymous]

My util will remain abt the same, because I pay off every two weeks.  A lot of our christmas we gave cash, the kids are getting older and hard to buy for.  They change what they want almost weekly.  Hope all have a wonderful christmas.  Tks Vicki

[MidnightVoice]

I can't get below it with EX as they count my HELOC (new windows and doors) as a credit card!

[Anonymous]

Well above 7% but still smiling!

I told all of my loved ones that I was not buying any gifts this Christmas because I was lowering my Utilization and only bought ONE gift for my little sister, a necklace with her name on it. Bought it CASH.

They were like "What's a utilization?"
Well as I started to describe it, I could see their minds drifting away.

Anyway, I paid $900 down on my balances and now my util should be 63.8%. It was 77.9%! So I am marching in the right direction.

Decomercializing X-mas, one man at a time. Everyone is getting arts and crafts next year!

[Anonymous]

Still at 3%.

[Anonymous]

I only spent about $45 on credit and most of that was for a dental visit! I'm proud of myself!

[Anonymous]

40% showing as of this morning -- all to be PIF in Jan (and then some for other usage).