@masscredit wrote:Looking at the last IIB account on my EQ report. It was a mortgage. What is the difference between Date of First Delinquency and Date of First Major Delinquency? Which one do they use for the account to be deleted?
DoFD is the date used to track CRTP. DoFD is accepted as the 30 day late that immediately preceeds the CO. The DoFMD is the date the account hits 90 days delinquent and this date has no bearing on CRTP
