12-14-2008 02:40 PM
12-14-2008 02:48 PM - edited 12-14-2008 02:48 PM
12-14-2008 02:50 PM - edited 12-14-2008 02:51 PM
From what I understand, WaMu offers what is usually referred to as a PFICO. It is a FICO score, but not a regular FICO score, it is a CC enhanced score.
The score you get right here on this website is a regular FICO score.
Do some searching for "CC Enhanced Score or PFICO".
ETA: I was too slow typing that.
12-14-2008 04:38 PM - edited 12-14-2008 04:41 PM
Thanks dizz, what type of scores do lenders look at?
I'm not dizzier, but most (if not all) lenders look at the same scores you get right here, what sidewinder called your 'regular FICO score', although some lending situations also call for specialized FICO's - such as the auto-enhanced FICO used by the auto industry.
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO