Reply
Moderator
webhopper
Posts: 7,051
Registered: ‎09-16-2011

Direct Deposit Question for NFCU

[ Edited ]

So I signed up for NFCU, I was wondering if anyone had experience with e-checking.  I don't have Direct Deposit going to the e-checking account, but I'll have ACH transfer from my State Farm Checking, and I'll have a deposit from WePay.com every month, as my tenants have chose to use WePay to pay their rent. 

 

Does anyone know if these count for direct deposit? 

 

Also considering apping for NavCheck later this yr or Jan next yr.

 

Thanks!


Starting Score: 08/29/2011 TU 671 EQ 674
Current Score (myFico + Amex): April 2013 TU 754 EQ 694 EX 694
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Silver Spade Garden Club Member: App Free since 1/1/13. No more apps til 2014
MyFICO Fitness Goal: 800s Club!



Take the myFICO Fitness Challenge
Moderator
llecs
Posts: 31,968
Registered: ‎08-04-2007

Re: Direct Deposit Question for NFCU

Bumping for others. I know that transferring from other accounts won't work. I used to do that and still kept receiving offers to set up direct deposit. On the latter, I dunno. I have direct deposit and it shows up in the statement as direct deposit. And on the day of the direct deposit, it'll show a new box above my balances saying something like "Direct Deposit Pending" with the amount.

Moderator
Revelate
Posts: 4,464
Registered: ‎12-30-2011

Re: Direct Deposit Question for NFCU

I have no useful info in this case, but is there any reason you couldn't split your direct deposit to send partial (whatever their minimum is for whatever bonus you're looking for) to the NFCU account?  Pretty much every employer I've ever worked for, and there's been a slew of them, had the ability to split between two accounts, and sometimes three.  Since so many use ADP anyway or a similar service I suppose that's not surprising.

 


Starting Score: EQ 561, TU 567, EX 599* (12/30/11, EX lender pull 12/29/11)
Current Score: EQ 648, Wally TU 673, EX 687 (06/15/13)
Goal Score: 680 in all three (01/01/14)


Take the FICO Fitness Challenge
Moderator
webhopper
Posts: 7,051
Registered: ‎09-16-2011

Re: Direct Deposit Question for NFCU

That would be easy to do revelate except for the fact that my Human resource rep is very rude and I just changed my direct deposit back in Nov last year and had to put up with her attitude. I am a conflict avoider and I don't want to deal with her. If dealing with her is my only option, then I will.

Starting Score: 08/29/2011 TU 671 EQ 674
Current Score (myFico + Amex): April 2013 TU 754 EQ 694 EX 694
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Silver Spade Garden Club Member: App Free since 1/1/13. No more apps til 2014
MyFICO Fitness Goal: 800s Club!



Take the myFICO Fitness Challenge
Moderator
webhopper
Posts: 7,051
Registered: ‎09-16-2011

Re: Direct Deposit Question for NFCU

Update. The $2200 I transferred from state farm bank is showing up as a pending direct deposit. I will update when I do the transfer from wepay

Starting Score: 08/29/2011 TU 671 EQ 674
Current Score (myFico + Amex): April 2013 TU 754 EQ 694 EX 694
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Silver Spade Garden Club Member: App Free since 1/1/13. No more apps til 2014
MyFICO Fitness Goal: 800s Club!



Take the myFICO Fitness Challenge
Frequent Contributor
BigDaddy18
Posts: 673
Registered: ‎04-23-2009

Re: Direct Deposit Question for NFCU


webhopper wrote:
That would be easy to do revelate except for the fact that my Human resource rep is very rude and I just changed my direct deposit back in Nov last year and had to put up with her attitude. I am a conflict avoider and I don't want to deal with her. If dealing with her is my only option, then I will.

LOL I'm not familar with Human Resources I just yell at my Marines but isn't the Human Resources rep suppose to be like the nice person that listens to everyones problems and stuff?  This is cracking me up!!

 

:smileyvery-happy:


Starting Score: EQ FICO 777
Current Score: EQ FICO 803
Goal Score: EQ FICO 810


Take the FICO Fitness Challenge

Moderator
Revelate
Posts: 4,464
Registered: ‎12-30-2011

Re: Direct Deposit Question for NFCU


webhopper wrote:
Update. The $2200 I transferred from state farm bank is showing up as a pending direct deposit. I will update when I do the transfer from wepay


Wierd, wasn't it just a standard ACH?  I wonder if that applies to other accounts too or we can even see that.  I do know I did a few transfers to a BOFA account recently when I really should've been charged a fee (and we all know BOFA's fee habits allow no leeway) otherwise and I didn't see one on my account.  Maybe ACH's do count?

 


Starting Score: EQ 561, TU 567, EX 599* (12/30/11, EX lender pull 12/29/11)
Current Score: EQ 648, Wally TU 673, EX 687 (06/15/13)
Goal Score: 680 in all three (01/01/14)


Take the FICO Fitness Challenge
Moderator
llecs
Posts: 31,968
Registered: ‎08-04-2007

Re: Direct Deposit Question for NFCU


Revelate wrote:

webhopper wrote:
Update. The $2200 I transferred from state farm bank is showing up as a pending direct deposit. I will update when I do the transfer from wepay


Wierd, wasn't it just a standard ACH?  I wonder if that applies to other accounts too or we can even see that.  I do know I did a few transfers to a BOFA account recently when I really should've been charged a fee (and we all know BOFA's fee habits allow no leeway) otherwise and I didn't see one on my account.  Maybe ACH's do count?

 


Ditto. That is odd. I did transfers from major banks (namely M&T Bank and WF) and other NFCU accts and no mention of a direct deposit was made. Maybe they don't see State Farm as a bank, but an employer? I dunno. From time to time they offered me $$$ to sign up for direct deposit. I wonder if you can get that by making regular deposits via State Farm?

Moderator
webhopper
Posts: 7,051
Registered: ‎09-16-2011

Re: Direct Deposit Question for NFCU

[ Edited ]

I definately see it showing up as a pending direct deposit. Ya human resources is supposed to be nice but ours is aweful. I wanted to drop my daughters insurance and my husband was going to pick her up on his. Crazy devil told me no and three weeks later I told her I was going to call corporate and ask; suddenly she Could get it done for me.

For me if it didn't work I was going to have to change account types. I signed up for.e checking due to Atm fee rebates from non nfcu atms. State farm does this and its nice.

Starting Score: 08/29/2011 TU 671 EQ 674
Current Score (myFico + Amex): April 2013 TU 754 EQ 694 EX 694
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Silver Spade Garden Club Member: App Free since 1/1/13. No more apps til 2014
MyFICO Fitness Goal: 800s Club!



Take the myFICO Fitness Challenge
Valued Contributor
rootpooty
Posts: 1,613
Registered: ‎10-28-2011

Re: Direct Deposit Question for NFCU

sorry webhopper not trying to go off topic but this is a great thread for us nfcu members. what is e checking? or are you talking about everyday checking? like others have mentioned you could have a portion of your check deposited to your account if you dont want to do that the new app on android or apple phones is awesome too. you can deposit a check right from your phone

NFCU plat 5k | NFCU cashrewards 3k |BOFA 123 3k |
Chase Freedom 1.5k | Amazon 1600 | Walmart 1150

On the prowl for Chase Sapphire Preferred!

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
www.myfico.com is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+