We filed for bankruptcy and put a account in our debtorlist, who was unclear and was discharge in 2002. This claim was disallowed by the court, because they could,t turn in a right prove of claim. From the beginning we have had the feeling, that there is something wrong with this account. I will not say, it was a fraud, but it was a bad business. The account is still on our CR with the open balance. I thing this is not correct and started a dispute. Now I got a letter with the information that nothing will be changed. My general questions is. Is this correct when I don,t own anything on an account, the balance has to be 0? And when a account is disallowed that the information "This account is included in Chapter 13" is incorrect too? I know that all other infos stays on the CR a long time. I try to repair our CR because there are a lot of mistakes, but it is very, very difficult.
Thanks for help
Schnller