Discover 850 Fico

icloud2525 · ‎04-07-2014

Not mine, I'm not David, but it's possible.

http://www.businesswire.com/news/home/20140405005008/en/Perfect-Genuine-FICO%C2%A0850-Score#.U0MQVfl...

Chase Sapphire Reserve $32.5K, Amex BCP $20K, Amex PRG NPSL, Amex Hilton Surpass $13,500, Amex Hilton $16,200, Discover it $16,000, Citi TYP $18,900, US Bank Cash+ Visa Sig $12,000, Virgin Atlantic World Elite MC $13,100, Merrill+ Visa Sig $10,000, Fidelity Visa Sig $14,000, Barclay Cash Forward $16,500, Wells Fargo Rewards $12,500, Local CU $7000, Barclay Apple Rewards $5500, Chase Freedom $5000,-- EQ FICO 768, EX FICO 777, TU FICO 781

freak4tech · ‎04-07-2014

i dont see the point in 850 other than for bragging rights. there isnt some special super low interest for those with 850.. too much work to get there for no benefit

Amex Business Gold NPSL ( 85k internal limit ) - AMEX Everyday $4200 - Chase Freedom $5500 - Discovery it $1300 - BOA Secured $4900 - Cap1 Sparks $1250 - Cap1 Spark Business $1500

2/18/2015
Fico EQ 682 - EX 691 - TU 699
1 boa baddie from 10/08 dying to get this removed

Gunnar419 · ‎04-07-2014

@freak4tech wrote:
i dont see the point in 850 other than for bragging rights. there isnt some special super low interest for those with 850.. too much work to get there for no benefit

But it's such a NICE ROOOOOOUUUND number, you've got to admit.

I'm hoping for the nice round number 800 in a couple of weeks. I wouldn't mind having 850, except I think I'd live in fear of losing a single point, which would be pretty silly. There's at least one MyFicoan (blondy) who has an 850.

freak4tech · ‎04-07-2014

its a nice number yes but 800 is nice too, and yes thats the fear when you peak. Its knowning that everything little you do will drop your score from "perfect"

Amex Business Gold NPSL ( 85k internal limit ) - AMEX Everyday $4200 - Chase Freedom $5500 - Discovery it $1300 - BOA Secured $4900 - Cap1 Sparks $1250 - Cap1 Spark Business $1500

2/18/2015
Fico EQ 682 - EX 691 - TU 699
1 boa baddie from 10/08 dying to get this removed

blondy250 · ‎04-08-2014

Ive had a Dicover 850 now three statments in a row the latest april 6.

Fico 8 12/9/17
Equifax 850, TransUnion 842 10/30/17 , Experian 842 12/11/17 . AAOA 12 years Oldest 20
No inquires since 2014
All credit reports frozen
Fico 8 Equifax Bankcard 866 12/27/16

VirtualCuriosity · ‎04-08-2014

@blondy250 wrote:
Ive had a Dicover 850 now three statments in a row the latest april 6.

Don't sneeze!!!!

TU713, EQ 731 , EX 726 (As of 12/13/14) - Personal Goal = 760

“Beware of little expenses. A small leak will sink a great ship” – Benjamin Franklin

Gardening since 3-26-15

takeshi74 · ‎04-08-2014

@freak4tech wrote:
i dont see the point in 850 other than for bragging rights. there isnt some special super low interest for those with 850.. too much work to get there for no benefit

There's always benefit to having headroom. If you don't see the point then why click on a thread on 850 and post in it?

alvon123 · ‎04-08-2014

Wow!!! I wish that score was mine!!!!

Navy Cash Rewards Visa Signature 30,000 @ 11.65%

Comenity Caesars Rewards Visa $20,000 @22.99%

USBANK Kroger Rewards World Elite Mastercard $19,000 @23.99%

BearsAndTurtlesRtheBest · ‎04-08-2014

Shows that your doing things the right way. Way to go!

Discover IT $2,600- First Premier MasterCard $1,000- Dillards Store Card $300- Fingerhut Advantage $200
Chapter 7 BK Dischagred on 07/11/16. Gardening Since 01/17/2019

Imhotrodcrazy · ‎04-08-2014

@freak4tech wrote:
i dont see the point in 850 other than for bragging rights. there isnt some special super low interest for those with 850.. too much work to get there for no benefit

If you don't see the point in getting there, you never will. I have always tried to do the very best I can in anything that I have ever done, especially when I was in business. The "perfect score" is a challenge for me and I will get there some day. It has taken me 15 yrs to get to my EX fico of 842 and I plan on hitting that 850 some day. It has become a fun game now.

FICO 08
TU 842 12/8/18
EX 840 12/29/18
EQ 842 12/8/18
(NASA 30K) ( Amex 44k ) ( Freedom 10.6K ) ( US Bank Cash+ 20k, LOC 15k ) Winners never quit, and quitters never win
last app 2/15